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zzzzzzzzzzzzzzzzzzzzzzzzzzzzzz end of alphabet thread. We can start it all over again if ye wish.. aaaaaaaaaaaaaaaaaaaaaaaaaaaaa bbbbbbbbbbbbbbbbbbbbbbbbbbbbb ...

I can top it: I still have a couple of those decks of cards they passed out to US Servicemen lying around. I can also say this because I have family that was mentally disabled and they have no issue with me repeating this. "Arguing on the internet is alot like participating in the...

You can never dissuade a truther. (or "birther" for that matter) On the one hand you have pin heads Rosie O'Donnel (sp?), Charley Sheen, Dennis Leary, and a few others who point to a secret hand that caused the 9/11 attacks for nefarious reasons yet to play out completely. On the other...

IHB been the best no-cost education I've ever had. Cheers to all, and off to new adventures. My .02c Soylent Green Is People..... yummy delicious people.....MMMMMM :-)

Most people in FC have already abandoned all other debt payments as well. They can't get a home loan for 3-4 years, perhaps longer if they don't reestablish their credit during their renting years. They can get new credit cards since their FICO scores will be reasonably high relative to what you...

Hi RoLar_USC. You are correct in that the pot is often calling the kettle black. There are very few people on my side of the transaction who weren't seduced by the dark side, selling Option ARMS, NINJA loans, and other monstrosities during the boom times. Most LO's today have survived very...

I know about 8, but not many more.

Not to hijack this too far, but the Realtard community is rightly despised for several reasons: They are complicite in the reduction of wealth and government intervention in the private market we're seeing now yet claim no part or purpose in it whatsoever. It's galling and unforgivable...

You'd be amazed how many Agents will draw a "6% or nothing" line in the sand. It's a matter of pride, not common sense for many. No matter the commission rate, unless you use a IHB board Realtor you'll find that very few free range Realtors will take the time to find out if you can even...

A few over eating vids to suffer through.... http://blogs.houstonpress.com/hairballs/2009/11/overeating_movies_creosote.php The Python vid has many NSFW words so consider yourself pre-warned. Soylent Green Is People

The New York Post has the amount at $525k. I can't put the link in at the moment, but it's a better read than the original link. The source article has they usual story - over leveraging from the get go to run a failed business with added health issues to boot. It's the templated excuse for...

My thanks go to Davenlei for trusting their future to an untried resource. Their patience with the process kept thing moving forward at a cheerful and brisk pace. Not many people facing a huge lifestyle change can at the same time exhibit the grace and humor that D+L did. Also for USCTrojanman29...

I just bought a car via CL (2001 Sequoia 4WD) and yes, there are plenty of scams out there. I'd strongly suggest putting as much detail about the car as possible to reduce nonsense calls (IE, "2003 Land Rover Discovery for sale" should be 2003 Land Rover Discovery SE-7 with cold climate package...

I'll leggo my Eggo when they pry it from my cold, dead hands. Soylent Green Is People.

$20-$40 in the wallet. It's all the ATM will pass out to me at a time. .....plus two rolls of dollar coins... you know.... to make a big first impression. ;-) Soylent Green Is People.

It's too hard to put a blanket reason over every ones "walk away" circumstance. I'd guess most on this board are sympathetic to anyone who has a legitimate reason for getting out of their debt - job loss, death of family member - and other natural causes of hardship. It's the entitlement...

Got an amazing call yesterday. Need a venting moment... "Legitimate buyer" referred from a Realtor rings me up. Person was upset, wondering why they were having trouble getting a loan. They had several past homes they paid off on time, but the last one was a short sale in August. The bank...

Just resurrecting an old thread. 11/16/09 Pretty much everything is in the 4's now from Jumbo Conforming, standard conforming, FHA insured loans - not at zero points, but still much lower than before. I saw a 15 year fixed for 2.0 points today at 3.875%. I'm sure some Internet site...

Make two $50,000k loans or four $25,000 second TD loans to solid buyers to help them avoid PMI. You could get 8 - 9 pct rate of return. What? put a loan on California Real Estate??? Depends how you do it. If Mom and Dad are wanting to help their kid get a home, put the loan on the parents house...

I go back to LA Cellular which became Pac Bell, now Verizon. Rarely a spotty area. I'd say almost fail-proof. Substantial rumors of the Jesus Phone coming to Verizon in Q3 2010. BTW If you get a smart phone and Apple does deliver the goods, Verizon has a significant smart phone cancellation...