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Thanks for the advice folks. I've been stealthily looking over listings on Redfin and the like since my first post here and have "learned" quite a bit. At age 24 a lot of things pull at you, including the desire to spend that 20K you've saved in your first year at a real corporate job...

Thank you for your opinions all =) The qualification isn't a huge problem, as my parents are willing to co-sign with me. My father views it as a.. what did he call it... "Decent place to hide money for the future?" *laughs* So I can definitely afford to finance the house between the two...

Hello IHB readers, I have turned to this site to seek your infinite wisdom ; ) I'm a 24 year old recent college graduate who works in Mission Viejo and lives with his parents in Lake Forest. I recently found a property in Lake Forest that is similar to what I'm looking for...