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    not bottom until 2014?

    2014? ...<em> somebody's smokin crack!</em> You ready to 'run for the hills', I'm sure not! The BIGGEST news in my short 4 decade career ... <strong>H.R. 3221 / Public Law 110-289 Housing and Economic Recovery Act of 2008 </strong>will change everything!
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    Matt Padilla's book Chain of Blame.

    Matt's co-author Paul, asked a similar question in his weekly column at National Mortgage News. The replies were all over the map, from what I have been able to determine, is that it all depends on the extent of your experience in the residential real estate mortgage lending industry; and how...
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