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    Redfin vs. full service agent?

    I would like to add that for your second question regarding the rebate, if everything is handled by escrow than it should not make any difference between Redfin and a regular agent. However, if for any reason the agent needs to cut you a check from his commission, that could be different.
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    Redfin vs. full service agent?

    For your first question, no, I didn't have to tell my story multiple times. The next person in charge of the process is introduced by the earlier person, and he also sends an email to introduce himself. I liked the fact that the person in charge of handling the escrow, for example, specialized...
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    Redfin vs. full service agent?

    I found our experience with Redfin very similar to yours. I would just like to add that the whole process is computerized and different people specialize in different areas of the purchase process. The main agent specialized in negotiation - that's all she focus on. Once contract is signed...
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    Rent? Buy? Move to Kalamazoo?

    It all depends on the person. Some people have no problem renting forever; Some do want to buy, you need to figure out what is important to you. I would say in general couples with kids may place greater value in owning, because of its stability and you don't have to move subject to a...
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    Should she stay or should she go?

    Comps are nice but in a real negotiation, all that matters is how much you are willing to pay and how much the seller is willing to let go. Stand firm on your offer, that is under your control, but don't expect the seller to give it to you at that price - he may or he may not, it is just not...
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    Irvine recession proof, but Newport at risk?

    All the open houses in Irvine that I go to most everyone else are also Asian, is that your experience too? I looked at API scores breakdown by school by student races, the number of Asians are all over 50% and increasing every year, consistent with house buying trend. There maybe an...
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    Which banks are safe to maintain deposits?

    Move cash to a 100% treasury money market fund (such as in Vanguard), or hold treasury bills directly in TreasuryDirect.Gov. I think these are safer than FDIC insured banks because the event that the US government defaults on treasuries are much more remote than the failure of a bank. If...
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