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I agree that Mitsui is not that great. Among the Japanese restaurants I tried around Irvine, Fukata has great udon, Kitayama in New Port Beach has excellent sushi, and Honda-Ya for sake and light snacks.

Very true, lendingmaestro. When you need a Korean translator next time, let me know. I can use some extra income for my future downpayment. ;)

lendingmaestro/ Language barrier issue is true and false at the same time. Yes, it will be hard for non-English speakers to understand English loan documents. Having said that, I assume most of the borrowers who got sucked into Option ARM could speak English. No? Also, if you can...

I myself am an Asian, Korean to be specific. When I moved to Irvine from South Korea in early '06, I was surprised to realize that I can't afford a decent house with my wage, which is quite a bit higher than OC median household income. I just rented thinking that all the Irvine residents should...

There will be plenty of foreclosures in Asian households if it is not already happening.