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  1. Priced_Out_IT_Guy_IHB

    Will the tax increase in OC change your purchasing plans?

    I'm curious whether or not those who in the IHB crowd have decided to make large purchases this year (ie. a new vehicle) are going to put their plans on hold with the new tax increases that went into effect today. As of April 1st, the base sales tax has increased 1% and the registration fee has...
  2. Priced_Out_IT_Guy_IHB

    750K Jobs Lost in March - How deep and how wide will our decline go?

    We won't know the total job loses until the Department of Labor report is released on Friday. Then we won't know the total actual jobs lost until the report is revised down the road. Its easy to be Buffet and dump a bunch of money into the stock market after it goes down because he doesn't...
  3. Priced_Out_IT_Guy_IHB

    Share Your Close Calls

    I thought it would be interesting to share the close calls we've experienced in the last few years--be it financial or personal--and perhaps look back on them and laugh...or count your blessings. Considering the nature of the Irvine Housing Blog, I'll start off with a housing close call...
  4. Priced_Out_IT_Guy_IHB

    Biking in Laguna Coast Wilderness Park

    I ride my cyclocross bike in LW/El moro sometimes. For commuting it would suck though. I second the advice of Maestro. Build up a nice steel hardtail, like a Sir9, and slap on some low-rolling resistance tires with 40lbs of pressure. Good for on road and comfortable off road with a backpack full...
  5. Priced_Out_IT_Guy_IHB

    Bike Polo

    This looks fun. PM me next time you guys play...that is if everyone isn't 18 and under. I don't really want to spend the night with Irvine teenagers wearing their sister's pants riding "cool" fixed gear bikes without any brakes.
  6. Priced_Out_IT_Guy_IHB

    XPost: How long will it be before Orange County Wakes Up?

    <a href="http://money.cnn.com/galleries/2009/pf/0901/gallery.layoffs_and_salary_cuts/7.html">http://money.cnn.com/galleries/2009/pf/0901/gallery.layoffs_and_salary_cuts/7.html</a> <blockquote>Take this job - or shove it Jarrod Posner - 70% pay cut Old Job: Mortgage lender -...
  7. Priced_Out_IT_Guy_IHB

    How long will it be before Orange County Wakes Up?

    <a href="http://money.cnn.com/galleries/2009/pf/0901/gallery.layoffs_and_salary_cuts/7.html">http://money.cnn.com/galleries/2009/pf/0901/gallery.layoffs_and_salary_cuts/7.html</a> <blockquote>Take this job - or shove it Jarrod Posner - 70% pay cut Old Job: Mortgage lender - $110,000...
  8. Priced_Out_IT_Guy_IHB

    Do we have any metal heads?

    Do we have any folks into metal (music) here? What genres? Thrash, speed, death, folk, power, gray, forest, doom, black, etc I just stumbled across a new band, Korpiklaani, and they're so awesome I can't contain myself so I thought I would pass it along. If you were a metal head you'd...
  9. Priced_Out_IT_Guy_IHB

    Chapman University Economic Forecast - December 9, 2008

    Hahahaha didn't they call a bottom last year too? Whats 'near' a bottom anyways? I mean, we are near to inventing flying cars, we have the engines, A/C, bucket seats, dashboard, and frame, we just need the anti-gravity boosters.
  10. Priced_Out_IT_Guy_IHB

    How secure is your job?

    Thanks Blackvault. That is the kind of mentality we need in this country, especially in these times where everyone wants a government handout. I personally have worked all different kinds of jobs, from food service to public service to IT. I have cleaning toilets as part of my job and was...
  11. Priced_Out_IT_Guy_IHB

    IAC Move-out tips?

    I'll clean it. Give me a bottle of Lagavulin, a 10,000 watt stereo, a George Thorogood album, an xbox with Grand Theft Auto, and a hammer. Should have the place spick and span in about 6 hours.
  12. Priced_Out_IT_Guy_IHB

    Calculation of Foreclosure Statistics Q?

    Are repossessions by banks tallied as a sale by RE market tracking companies such as Data Quick? I.e. after a home goes through foreclosure, isn't purchased at the auction, and goes back to the lender. I was just wondering if the 50% of home sales that consist of foreclosed properties are...
  13. Priced_Out_IT_Guy_IHB

    Congrats IR! What a party!

    Great meeting everyone. A little disappointed that there were no keg stands and jello shots...
  14. Priced_Out_IT_Guy_IHB

    Ruh roh: Economy Loses Another 240,000 Jobs in October

    This isn't looking good. Our economy has lost 1.2 million jobs this year: 240,000 in October and a revised 284,000 in September. <blockquote>NEW YORK (CNNMoney.com) -- The government reported more grim news about the economy Friday, saying employers cut 240,000 jobs in October - bringing...
  15. Priced_Out_IT_Guy_IHB

    Forget about McCain, forget about Obama, vote Independent, vote for Bigfoot!

    <a href="http://www.bigfootnessie08.com/">http://www.bigfootnessie08.com/</a> <img src="http://3.bp.blogspot.com/_r3yg2x59PZc/SMiAAqfy-VI/AAAAAAAAACo/dWEnsvQbD54/s400/podium.png" alt="" /> <blockquote>An excerpt from Bigfoot's historic speech: My fellow hominids, I stand before...
  16. Priced_Out_IT_Guy_IHB

    Beware of your ING Direct CDs. I just lost $300.

    This was ING direct. I got someone on the phone and kindly asked them if I could withdraw my money without their huge penalty and they promptly refused. Needless to say, I closed all of my accounts (personal and business). I was surprised how they really stuck it to me without any...
  17. Priced_Out_IT_Guy_IHB

    Beware of your ING Direct CDs. I just lost $300.

    It turns out that ING has a 10-day window to move the money from your CD at maturity, otherwise they roll your CD into a new CD and if you want your money you are forced to pay a penalty of 3 months interest at which ever rate they opt to give you. Unfortunately I was a little over two...
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