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Thank you very much for your response. I had been looking at Savanah and the sales office told me they were contractually limited to allow only 1 year of prepaid HOA. I wonder if that was just a less than honest sales tactic....in any case, thank you very much for your willingness to share the...

<p>Irviniteee- may I ask if you were offered incentives to buy? and if so were you able to use them to prepay HOA?</p>

That's a good point. I think lowering the price would be the next best option if you are indeed right that the appraisal would come back lower. Then again, it all comes back to your original question whether or not there is such a thing as an objective appraisal.

<p>1sttimebuyer- </p> <p>I'm also a first time poster, and I've really been enlightened by the contributions of many of the regular posters here. I apologize I don't have an answer to your question- I wanted to piggyback your question with one of my own as it is somewhat related. Have any...