Search results

<p>Another vote here for padding the rate:</p> <p>I just recieved a pre-approval from them for a 30-year-fixed, 80%LTV for 1,000,000 with a 780 FICO.</p> <p>The rate? 7%</p> <p>Not that it matters, anyways. I've decided to become a bitter renter :) YAY!</p>

<p>Just in case you don't have the link, here's the OC' s tax assessor site where you can get the actual dollar amount of the mello roos:</p> <p><a href="http://tax.ocgov.com/tcweb/search_page.asp">tax.ocgov.com/tcweb/search_page.asp</a><a href="http://tax.ocgov.com/tcweb/search_page.asp"></a></p>

<p>So, for the listed price - 1,223,597, that's ~17,100 in taxes + ~700 for mello-roos, etc. </p> <p>That's ~$1500/month + HOAs. </p> <p>All for 2700 square feet on a 5000 square foot lot. </p> <p>So, now I just need to figure in the value of keeping my 3 kids in the same house and school...

Hmmm....looking at 38 Gray Dove at the OC Tax site I see an item 'R2 MELLO-ROOS' for $684.69 and other charges for smaller amounts under the category 'special assessment user fees', but I don't see the time interval. Is this a quarterly fee? Thank you for all of the help.

<p>Ahhh...I see. I was confused by seeing the cumulative total of Mello -roos, HOAs, and property tax presented as a single percentage amount. I'm trying to figure out a monthly total for a home that, despite the wonderfully detailed information on this site, I might buy in PS. </p> <p>Unless...

Regarding Lot 281 - I just got a price sheet in the mail that shows that property as being sold. Any way to know the sale price?

<p>Are Melloroos a flat fee for a given community or are they based on a percentage of the home price?</p> <p> </p>