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Yes, They issued a credit to my credit card. All I said to them was: "I may have to file a dispute with my credit card company, since you are charging for a service you have not provided." Keeping my fingers crossed. We are closing escrow on this Monday....

May be s/he should buy all the listings on that little street "Rose Trellis".... What an arrogant person. I bet half of what he said is fudged up.

No, it was all over the phone and nothing was signed. Sorry for the lack of knowledge, but is it a simple process to go to small claims court? I am assuming there are no lawyers involved.

We recently applied for a mortgage loan with Bank of America and Union Bank of California. Bank of America did not charge us to take the application, but Union bank of California charged us $375 for the mortgage application fee and basically told us that they will credit this amount at...

<strong>IrvineRenter -</strong> I have been following this neighborhood for last year or so.... Some how it is frustrating to see all the properties getting gobbled up right in front of my eyes... (I don't know if it is Plaza Vista or neighborhood's proximity to EVERYTHING or it is a...

I am interested in 12 Pienza (Irvine) and was wondering what fellow bloggers think about its fair value. <a href="http://www.redfin.com/stingray/do/printable-listing?listing-id=732724&rt=mo_pl" target="_blank">...

I believe Eva is talking about 2 Monrovia... It may be a beautiful house, but backyard is on a busy street Culver. (My wife's cousin used to own 1 Monrovia, so I know). The lot is probably twice as big as 1 Monrovia and Zillow shows value of $1.3m, so it looks like bank can fetch more...

I often check this website of a realtor to find out number of homes being auctioned off by court and noticed a huge jump in the number of homes this past week. The size of this PDF file is almost double (76 pages vs. 36 pages previously) and there are more addresses in Irvine itself compared to...

They may not always be dishonest, but they are only looking after their commissions and not the long term interests of buyers/sellers. Go to any open house and notice that realtors only try to cross market their other listings and try to get new clients. They never tell you the...

awgee, You are absolutely right about getting help on this forum!!! It is only these forums that have kept me informed about the things I MUST know before buying a property here. More I read, more I am clear about my next steps in the process.... nirvinerealtor...

<em>"Example, you can not easily get a prime loan with 0% down now as you could 5 months ago. You do have a lot of competition to purchase - It will be clearer to you soon. The market has changed and you will hear from the press 2-3 months from now." </em>I believe most bloggers here...

Thanks a lot for all of your valuable feedback here and I really mean it.... It is really these blogs that have kept me informed about the true state of RE environment in SoCal. Spending about 25-30 minutes everyday is well worth it. It was just last December when our verbal offer...

For premier clients, BofA normally reduces the loan rate by at least 1/4%.

According to realty.wgcs.com, it became available as of 05/01/07 (I could be wrong though)

<strong>muzie</strong> Actually "take home pay" should read "money available after all expenses".....(sorry for my poor choice of words) I am not denying that some of the discretionary expenses can not be avoided... but on the big ones... charity...

It looks like 39 Rose Trellis is now back in the market. It did not take too long for the previous offer to fall apart or was it a game played by listing agent to convey the message that there are some interested buyers at that price?

<strong>cruicialtaunt</strong> I agree with you that we should not look at home equity as any resource but should concentrate on making it clear of any liens. I was just trying to suggest that it may be better than a loan from 401K if one exhausts all other alternatives... I read...

<strong>gepetoh</strong> I am sure you know that these incomes only look good to begin with, but our take home pays are very small and we can not save much after considering following.... 12% in rent (after tax) 10% in ESPP 6-7% social security/medicare??? 35%...

rkp/skeptic Thanks for the feedback... Actually when we moved here from Austin, TX, we had rented a townhome and were thinking about staying there until we purchase our home. Exactly year later, our landlord did not renew our lease as he wanted to sell it and asked us if we were...

Even though RE prices are going down, the correction is happening very slow and looks like it may take a few more years before prices will stabilize. This has created a big problem for me as I can not convince my wife to wait much longer before buying our home. She has a valid point though as...