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I locked today at 4.5% 30 year conforming with 1 point. Closing fees around $6500.. break even in about 10 months.. Called current lender at 3pm today and was told he can do 4.875% w/ 1 point, told him I'll think about it.. he called back 2 hours later saying rates has dropped and is now 4.5...

I say go for it... you'll be first in line for 85C bakery every day..

I like the lobster roll at Goro Sushi on Culver/Alton near albertsons. Hit or miss with their other stuff.. I think they are actually Japanese owned Japanese restaurant.. a rarity these days in Irvine..

polluted location? what was there before? google maps shows a dirt lot with with some "weird" imprints left from whatever was there before..

Taco Mesa on 19th... well established taco joint.. i believe $1 taco tuesdays.. they also have $0.50 margaritas.. i believe it's mondays???

did it become an "Austin Powers" situation? haha went there myself yesterday and yup.. that bottleneck situation turned out to be worse then expected.. the main intersection between Hmart and the rest of the plaza is scary... it's not a four way stop.. combined with overflow parking...

Anyone else notice the bottleneck entrance/exit? Why would they design the entrance to the shops through the H Mart parking lot? Seems like the same people who designed the District designed this place also.. Asian drivers... narrow lanes... bottleneck entrance... I can't wait...

any updates to these homes would be appreciated...

I just finished my tax returns... if you have a simple return, file the federal return free thru taxact.com or turbotax...be sure to not sign up for the 'upgrade' versions... CA tax return is free thru the franchise tax board... just be careful, it's not the most user friendly (if it times out...

I insure up to the max allowed by my Ameriprise auto insurance for bodily injury liability (250K/500K). Do I really need that much coverage? I own a house with about $100K in equity. If I seriously injure somebody in a car accident can claims ever go that high? Or would it just go that high...

Let's rephrase the question: Would Irvine be the same without HOA's and Mello Roos?

we pay cash for our homes.. what's a mortgage?

just got an instant quote from geovera....came out to be $270 annual premium for coverage of $230,000 and 15% deductible.. ($851 for each dollar) my first quote of $168 with western mutual was cheaper but for coverage of $162,000 only ($964 for each dollar) when i increased my...

yup, $168 is the ANNUAL premium... here's their website... www.westernmutual.com..

I'm switching my homeowner's to western mutual and they offered an earthquake policy for $168 a year and a $24,300 deductible. Is this a good deal or money down the drain? Or maybe I should depend on FEMA or Arnold?

"big, tall, Irish trans-gender friend who speaks some Chinese" got a picture? (before and after) sorry couldn't resist...