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    I just might buy

    Ok, I post this at my peril, but if you can't stand the heat, you have no business blogging. I am considering buying a home in Woodbury. Specifically a Model 2 at Villa Rosa. From my research, I've been able to identify the original prices for Villa Rosa Model 2. Back in June of 2006, it...
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    Hardwood Floor Advice & Referrals

    Does anyone here have a good referral for the old fashion hardwood floor installation? I'm looking to install the type of hardwood floors that require (1) a subfloor (2) sanding (3) finishing and (4) sealing! I don't really want to buy an "enginered product" that we all see at Home Depot...
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    30 Year Fixed vs 10 Year ARM

    As I get close to considering a home purchase, I have spent quite a bit of time considering mortgage rates. Today, as I viewed the rate sheet from the lender I will likely use, I noticed that I can get (and have already been approved) for a Jumbo 30 Year Fixed mortgage for 6%, no points, etc...
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    What is a Bond Exoneration - as it relates to a builder

    As I read the Woodbury Association Minutes (they post them on-line) - to see what I might be getting myself into - I noticed one action last month entitled "Bond Exoneration" whereby a $6300 bond from Lennar was exonerated as it related to certain lots in the Villa Rosa development. Does anyone...
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    Where To Get the Best Mortgage Rates?

    <p>Hey gang - </p> <p>As I contemplate buying a home, I find that 50% of my time is dedicated to researching the rates currently available at various lenders - as well as where rates are headed. I'm wondering what experiences IHB'ers may have had past, present, etc. with various lenders, as...
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    Mortgage Interest Rate Flux

    <p>Can anyone explain why, when the Fed lowered the rate 75 basis points just 48 hours ago, that the rate on conforming and jumbo mortgages skyrocketed today?</p> <p>Yesterday, I could have locked a Jumbo rate at 5.75 no points (through a credit union) and today, it shot up to 6.5% I saw...
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    Homeowners / Hazard Insurance

    <p>Does anybody have a good primer on home/hazard insurance?</p> <p>I'm a little unclear exactly what policy limits I would be required to have - am I insuring the cost of reconstructing the house, the amount of the mortgage, or am I insuring the sale price of the home? (and thus insuring the...
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