Search results

I got a HELOC at Penfed last year; their rate is prime minus 0.5% - hard pressed to find any HELOC below prime. Since the Fed made the fed funds rate 0%, that made the prime rate rock bottom. My HELOC is 2.5%. I looked into refinancing my primary thru penfed but their super-conforming...

nevermind - just read the "Why is MTM bad" thread and got all the reminder I needed.

so my broker sends me a solicitation for: Citigroup preferred Priced at 16.5, 12.3% current yield (perpetual yield) Callable in 9 1/2 years at 25 (works out to be about 4.5% return) Ordinarily I wouldn't touch anything financial (indeed anything in the stock market right now)...

Bread's too expensive. 1.85 for what I can get for 0.85 at other bakeries. Also kinda chaotic and not well-organized. I haven't been to an 85C in Taiwan but I'm not going to that one again.

Note - I'm not Korean so I'm not qualified to judge the meal I poked around to see what it was like. It's pretty small - seats 60 at the most When we got there, the wait was 20 minutes. Staff are helpful enough ... but when we opened the menu I didn't realize it's bibimbap only...

I know there's fear in the air, per Buffett (get greedy when others are fearful) But I suspect the bear market is far from over: There's still a lot of toxic paper out there that hasn't reset yet I'll probably try to jump in after recovery has started, but the hard part is trying...

I don't get why Dow futures are up 2-3%. This plan is going to cost money, and it's either going to come out of taxpayers' pockets in the form of either tax increases and/or increases in the % of tax revenues going to repay treasury interest, OR we can print more play money, make the USD...

ROFL, Tampopo was teh win, I remember watching it when I was a kid (the edited version on TV) then the unedited version (EEP) a few years later! I actually like Honda-ya's Ramen, but then again I'm not Japanese so I don't know what "true" ramen is like. But yeah, you have to slurp the...

apart from the (im)morality of the issue 1) prostitution is a crime 2) this guy was the darned DA of new york and his career was busting (no pun intended) crimes such as this - and now look at him soliciting business from the very profession he claims to prosecute 3) this...

no kidding, lay off and let them enjoy their childhood. they're going to learn to read sooner or later. "good preschool" =/= "success" remember just because kids may be attending school in a "great school system" does not mean that parents can abdicate their responsibility to teach...

I figured as much. The whole "economic stimulus package" is hooey anyway (just like the rebates are really going to help the economy, just like bailing out people who are about to foreclose, just like freezing adjustible rates is great, just like dropping interest rates is the best thing...

i built my yard even with denials. what are they going to do, ask you to tear out the concrete because it was "slate-grey" and not "standard-grey?" i agree. take the pictures from a nice convenient angle that doesn't show the trees.

OK, so I read that as a part of the "economic stimulus package" just passed, the limits for FNM-purchasable jumbo loans went up to 720k-ish. What will that mean for me - will I, who got my jumbo prior to the meltdown when loans flowed freely like water, see rates that were below what I...

IrvineRenter (to Bren): "<a href="http://en.wikipedia.org/wiki/The_Bourne_Supremacy_(film)">Hey Don, get some rest. You look tired</a> ..."

I pay off balances on all of my CCs. Parents drilled that into my head long ago. I may have carried a balance once or twice ever in my life. I see CCs as a way to consolidate my outgo into one monthly bill. I primarily use a Upromise card that gives me 1% towards my kids' Upromise...

LOL the "phase release" is for 1 home?

http://www.nchc.org/facts/cost.shtml The US spent 2T on health care in 2005, at a clip outpacing inflation (7%). From that site (bipartisan) "In 2006, employer health insurance premiums increased by 7.7 percent – two times the rate of inflation. The annual premium for an...

NSR: so true. I took a class back in college where the thesis was, the reason why many Americans suffer from obesity, high cholesterol, diabetes, etc. etc. etc. is the same reason why Universal Health Care is well-nigh impossible in the US. Indeed I conjecture it may be the same...

I Agree. There needs to be a change in the health care system. Massive. And it may be painful for Mr. US Taxpayer, but it's either that or national collapse. "There is some fault of my own here, but this thread really should not be about whether or not all doctors are motivated by profit...

Lawyerliz That's an awfully large paintbrush you just painted the physician community with. Rather than to explain why your post evinced so many defensive reactions from me, I will just say this. Yes, in the community there are many bad docs. I went to med school, even...