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  1. effenheimer_IHB

    Get Well, Peter. (Add your message here.)

    ...so I've heard? edit: Peter, get well NOW! :-)
  2. effenheimer_IHB

    Swine flu and the market...

    I just went 92% cash (down from about a 40% position in a diverse group of index funds and the rest cash). Anyone else think this is gonna get big? :exclaim:
  3. effenheimer_IHB

    Defending your home

    <em>We therefore conclude that the right to keep and bear arms is ?deeply rooted in this Nation?s history and tradition.? Colonial revolutionaries, the Founders, and a host of commentators and lawmakers living during the first one hundred years of the Republic all insisted on the fundamental...
  4. effenheimer_IHB

    In the market for a 1br with private garage in/near Irvine.

    The odds of the Switzerland thing happening just went from 80% to about 20%. So now I'm looking at 1br rentals with garages. A studio might also work. Any ideas? Thoughts? Advice? Leads? <strong>Landlords</strong>: I am high-FICO, six years with the same employer, many thousands...
  5. effenheimer_IHB

    Rent x 160 condo in Westpark?

    <a href="http://www.redfin.com/CA/Irvine/1002-Solvay-Aisle-92606/home/5703076">Big reduction today</a>. 1/1's in Brio sat in the low 300's for many months, stickier than a two year-old at the cotton candy booth. Now look...
  6. effenheimer_IHB

    Best CR comment of the day

    In re the stim package: <em>I voted for Obama and have 3 mortgages on my home. I have owned my home for 20 years and really would like to grow old in my home. I took out 2 home equity loans one in 2003 and one in 2006 on top of the cash out refi in 2002 because a mortgage broker told me I...
  7. effenheimer_IHB

    Recession buster: Take the $7 Wine Challenge!

    Name a daily drinker for someone who's already spent four hours composing cover letters, mailing resumes, and waiting by the phone. It's time to get your drink on! :cheese: Must be locally available for less than $7. I'll <a...
  8. effenheimer_IHB

    The depression of 1929 is the wrong model for the current economic crisis

    Apologies if this has been posted already. I did do a search... <a href="http://chronicle.com/temp/reprint.php?id=477k3d8mh2wmtpc4b6h07p4hy9z83x18">The Real Great Depression</a> <em>As a historian who works on the 19th century, I have been reading my newspaper with a considerable...
  9. effenheimer_IHB

    Slow news day?

    <a href="http://www.ocregister.com/articles/sheriff-department-mailboxes-2166645-incident-degasperin">This</a> is news worthy? Hell, I did this when I was twelve! Nobody gave a sh_t...
  10. effenheimer_IHB

    IT Geeks....

    Anyone going to <a href="http://www.vmworld.com/conferences/2008/">VMworld</a>?
  11. effenheimer_IHB

    So what does one do with shrimp paste?

    <img src="http://importfood.com/media/spnf1301.jpg" alt="" />
  12. effenheimer_IHB

    Earliest Housing Bubble

    What's the earliest housing bubble in recorded history?
  13. effenheimer_IHB

    When your rental home has been listed for sale.

    <p>Troop and any legal types lurking, I've love your thoughts on <a target="_blank" href="http://www.caltenantlaw.com/ForSale.htm">this</a>.</p> <p>Is he full of it? Can a tenant really file a criminal trespass complaint against an agent and a prospective buyer on the basis of Civil Code 1954...
  14. effenheimer_IHB

    The Lending Landscape?

    <p>So what does the market look like for a prime/conforming borrower? Can someone with a 750 FICO still get a $417,000 loan at 95% LTV? What will they pay? What ratios are needed? Are CalHFA products still available?</p> <p>I'm trying to get a feel for where the market stands today. </p>
  15. effenheimer_IHB

    Who's Watching Dakar This Year?

    <img alt="" src="http://www.smugmug.com/photos/239100514-L.jpg" />
  16. effenheimer_IHB

    Guts

    <p>Just opened a $10k CD with CWC. 3 months @ 5.50% APY.</p> <p>I clearly don't have enough excitement in my life. </p>
  17. effenheimer_IHB

    Today's Schadenfreude Award...

    <p>The <a target="_blank" href="http://blownmortgage.com/2007/11/26/why-2011-might-not-even-be-the-end/?ref=patrick.net">blog post</a>.</p> <p>The comment (emphasis mine):</p> <p><em>I liked the story. We have an income of about $140,000/year, no debts, about $300,000 CASH in savings and...
  18. effenheimer_IHB

    YouTube (and other) Time Wasters

    <object width="325" height="250"><embed src="http://www.youtube.com/v/youtube" type="application/x-shockwave-flash" width="325" height="250"></embed></object>
  19. effenheimer_IHB

    Ping: Zovall

    Only pure text is permitted in forum posts? Did the board break?
  20. effenheimer_IHB

    Audio geeks: Low-end A/V receiver?

    <p>Audio-Visual junkies: I'm looking for an entry-level 5.1 receiver with HDMI switching. Sony has brought this feature down to the <a target="_blank" href="http://www.crutchfield.com/S-o9MfzDaPnqk/App/Product/Item/Main.aspx?g=10420&i=158STDG510&tp=179">$200 price point</a>. Can I stomach a...
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