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When a broker credits you back a portion of the credit after closing how is it best handled on one's taxes?  It was not listed on the HUD statement.  What I have read thus far suggests that it is not taxable income to buyer, rather just reduces the cost basis of home.  Moreover, only the...

Hi, I live in Pavilion Park and was wondering if folks have built covered patios (maybe they are called California Rooms now) in their backyard.  I wanted to hear folks thoughts on advantages vs. disadvantages and what a 16' x 12' covered patio might cost. Additionally from the...

  5/1 ARM  -  3.0%   7/1 ARM  -  3.5% 10/1 ARM  -  3.875% No Cost Loan 75% LTV Home Cost $1M (Loan amount $750K) Which option would you pick if you knew you would stay in your home at least 5 years but not sure about 7-10 years given that interests rate are likely to rise.  Is one relatively a...

Hoping folks on the forum can provide their thoughts on upgrades in the bathrooms Builder Design Center vs. Outside.  I am currently buying a home in Pavilion Park and deciding whether countertops and bathroom upgrades are worth going to the outside.  These would include the sink area in master...

What choices have folks made for granite countertops and hardwood floors if getting standard white cabinets.  Any respectable hardwood floor companies that people have had good experience vs. going with builder which I hear can be expensive?