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I've been a landlord for about 17 years. I rarely, if ever, raise the rent on the property. My (former) real estate agent presented several renters 10 months ago. Some had poor credit ("I just have a foreclosure" and it turns out that they've decimated ever bit of their credit and are still...

Hi everyone, We just discovered that our current mortgage, which was a refi 7 years ago, has two first mortgage liens on it. GMAC did not remove the first lien when we refinanced, even though they paid themselves off during the refi. How do we handle this? We've been on the phone with GMAC for...