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  1. J

    How low can we go? 30 yr fixed at 3.75% with no fees...

    @ Panda Thanks for your feedback, that?s what I thought too, not making any sense to do the refi.  Does it make sense to go with Chase on 3% with 0.114 points apr @3.0102. Closing cost $4k ? Perhaps I should wait next week to see what happen? @Cares, I?ll check more lenders next week to see...
  2. J

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Called owning.com today and it's already @ 2.99 with 1/2 points now. they refused to run a report on me unless i am absolutely going with them.  I got a quote from them on Thursday @ 2.625 with 0 point. That's no longer available due to the new rule applies to Freddie Mac & Mae. Chase current...
  3. J

    Galvan's Landscaping Inc.

    Hi All, Has anyone recently use Galvan's Landscaping Inc for their Landscaping? Couldn't find any review about this landscaping company.. Try to decide who to use for my backyard patio before next week. Any feedback would be much appreciated
  4. J

    Rate lock for 270 days

    Thanks for the great advices! Will compare and decide after. I didn't use the builders preferred lender because when I signed up with them. One of staffs told me I had get prequalified before signing up with them. I found out from one of staffs after signing the contract. Wonder if it is worth...
  5. J

    Rate lock for 270 days

    Thanks for the feedback, Perspective. I'll be having a meeting with the lender this Friday and will provide more detail. Still so wondering if 270 day rate lock makes sense or not. Just wanted be sure I Can get the best rate when closing in June next year.
  6. J

    Rate lock for 270 days

    I spoke to one of the lenders that I got qualified and they told me its 0.6 points last week. I'm not quite sure if that is good or bad.
  7. J

    Rate lock for 270 days

    Preferred lender would give $5k towards home option selection
  8. J

    Rate lock for 270 days

    Not yet but would like to know the best options in advance. I'm also discussing with other banks as well. Want to see the best optim that I can get.  Is it better to use home builders preferred lender ?
  9. J

    Rate lock for 270 days

    Beacon Park in Irvine.
  10. J

    Rate lock for 270 days

    Hi,  What is the current best rate lock for 270 days?  Just bought a new house , nd it won't be already until June 2016.  Am trying to lock the rate now, so I can be worried free because Ia possible rate hike by FED in December. Any advise would be much appreciated it
  11. J

    Real Estate Agent Experience good or bad

    Can anyone share your experience with your past and current real estate agent? Just wanted to get some idea to evaluate On my current situation. Thanks
  12. J

    Welton at Beacon Park

    Phase 2 - 35-42.
  13. J

    Welton at Beacon Park

    Found out phase 1 & 2 were sold out and waiting list is quite long. Not sure if it is true or not. Also grand opening is on August 15, instead of end of July.
  14. J

    Beacon Park, Yea or Nay?

    The reviews sound mostly negative in here.  Makes me wonder if Beacon Park really  is a good investment or not. Thinking about moving to here.
  15. J

    Welton at Beacon Park

    Kinda of strange most of the phase 1 sold out. They haven't really seeing the the house and layout yet.
  16. J

    Beacon Park

    Is it required to bring your real estate agent when meeting the builders?
  17. J

    Great Park Neighborhoods

    Anyone knows what happen to the cemetery?
  18. J

    Orchard Hills - Strada by Irvine Pacific

    Thanks for providing the pricing, test!
  19. J

    Terrazza - Orchard Hills

    Does anyone have the latest price? Thanks
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