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    Responsible for Appraisal Fee If Loan Doesn't Go Through

    I purchased a home mid-August. I first went with Wells for the loan. However due to some personal issues, it did not go through. I had to go with BoA. Before I started the process with BoA, I asked the mortgage officer, who is a friend of a friend, if I would be hit with any fees since my...
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    Realtor #1 Story and Question

    I had a post earlier about buying a home in Columbus Grove. I mentioned I went through a few realtors before buying a home with the last one. Realtor#1 was a nice gentleman. He wasn't exactly our style. After a few months with him and after he lost our personal and sensitive financial...
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    A Story of a Real Estate Buy in Today's Environment (or Mazzy's Revenge Part II)

    What I hope to bring out of this post is not a "yea I bought a home" declaration. I encountered some twist and turns along the path and would like to share it with all. INTRO Like Mazzy, I recently bought a home. My fiance and I are getting married in September, and there was some...
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    10k Purchase Price Reduction versus 10k Closing Cost and Prepaid Expenses

    Would you rather have a 10k purchase price reduction or 10k closing costs and prepaid expenses? My lender friend told me the closing costs and prepaid would be better partly due to time value of money, but a realtor thought the purchase price reduction would be a better choice.
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    Dual Agency Situation: Advice Requested

    First, I'd like to preface I am beginner in buying real estate. I recently bought a home with an agent representing the the seller. We did sign the California Disclosure of dual agency. During our offer process, our agent did not advise that we could have the seller pay part of the...
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