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    Will my property be affected with a foreclosure on my street?

    Over the past few months (years) the properties on my street and in my neighborhood have seen a steady but slow decline. Houses have been selling at the following $926k-april08 $889k-april08 $1.02m-may08 $892k-may08 $874-jun08 $859-jul08. There is now a home that is in...
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    Can I get an opinion on this?

    Can I get an opinion on this? Here's my housing history 2002 bought in Ladera ranch 3bd 2 ba home $430k Mar 2007 sold that home in Ladera for $700k (highest comp on street... now worth $450-$490) simultaniously bought a home in Dove Canyon $900k Today, homes on our street are...
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    Are Pre Payment Penalties no longer legal in CA?

    Interesting thing I found out today... I called my lender to see what my PrePayPenalty was on my loan and they told me that "under current state law, we cannot charge you the PPP because you have an adjustable loan." I have a 10 year fixed and it originally had a 3 year PPP (we have had it...
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    Self employed Stated income loans?

    I know that these stated loans are sparse now, but how long do you think it will take banks to offer these programs again? And if not, what happens to all these self employed people who will need to refinance or purchase other homes in the future?
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    Low Cost Homeowners Insurance? Car Insurance?

    <p>Just was wondering if anyone has good low cost Homeowners insurance and/or car insurance that they recommend.</p> <p> </p>
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    Opinion on Commercial Buildings?

    <p>I wanted to get your opinion on commercial or industrial buildings in So. County. Does anyone know if they usually follow housing trends? or is it a completely different ballgame?</p>
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    Move me back to Ladera!!

    <p>I find it interesting all the Ladera Ranch bashing that goes on this website... Let me tell you my situation...</p> <p>My wife and I lived in Ladera for 5 years (until the beginning of 07). We always liked lving there, but never thought that it was THE place to live. After all, it is not...
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