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    Can lender charge for a loan application?

    We recently applied for a mortgage loan with Bank of America and Union Bank of California. Bank of America did not charge us to take the application, but Union bank of California charged us $375 for the mortgage application fee and basically told us that they will credit this amount at...
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    Fair value of this Irvine property

    I am interested in 12 Pienza (Irvine) and was wondering what fellow bloggers think about its fair value. <a href="http://www.redfin.com/stingray/do/printable-listing?listing-id=732724&rt=mo_pl" target="_blank">...
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    Increase in forclosures, is this real?

    I often check this website of a realtor to find out number of homes being auctioned off by court and noticed a huge jump in the number of homes this past week. The size of this PDF file is almost double (76 pages vs. 36 pages previously) and there are more addresses in Irvine itself compared to...
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    What to do if you are forced to buy a house?

    Even though RE prices are going down, the correction is happening very slow and looks like it may take a few more years before prices will stabilize. This has created a big problem for me as I can not convince my wife to wait much longer before buying our home. She has a valid point though as...
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