Agreed. If you can pay $4k every month and don't have enough saved for a down payment then you did something wrong a long time ago. But this is America, right, where people making $1 mil per year have $0 in savings.
No more shops.
https://irvinewatchdog.org/2021/04/30/irvine-company-seeks-to-add-more-medium-high-density-residential-units-in-los-olivos-and-cypress-village-has-the-city-and-the-irvine-company-worked-out-a-public-benefit-agreement/