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  1. zubs

    New communities in Portola Springs

    Here are the bad years chatgpt said..."bad" what year was a bad time to buy in Irvine? 📊 Summary Table Year BoughtImmediate Market TrendLong-Term Result by 2025“Badness” Reason 2006–2007Crash soon afterTook ~10 years to recoverBought at pre-crash peak 2018Very slow growthSolid by...
  2. zubs

    New communities in Portola Springs

    I asked chatgpt...because u know...why think when you have AI? Relative to today, was 2013 and the following years a good time to buy in Irvine? Home Price Index: Year-End Figures (Purchase-Only Index) From YCharts data, here’s the index value at the end of each year: 2013: 242.63 2014...
  3. zubs

    President Trump

    I blame this movie and Reagan for closing all the looney bins. It is a contributing factor to the homeless problem now.
  4. zubs

    President Trump

    After I said No to the panhandling, I was ready for aggression, but it was a losing situation. If I hurt him I'm in trouble, and even if I pushed him away, his ass stench would transfer. So.... I won't be going to that Harbor BLVD jack in the box anymore.
  5. zubs

    President Trump

    The stench of unwashed ass permeated the air. Breakfast at Jack in the Box was never going to be fancy, but today was different. A grubby looking dirt smeared sun molested man picked at his styrafoamed plated mashup at a table nearby. Why would they allow this? He brought his fetid aura to my...
  6. zubs

    INFLATION IS OUR FRIEND

    Customer just approved my trump price increase. I guess they couldn't find an alternative....yet? However, I learned the guy I use to talk to got laid off @ that company.... another round of layoffs...2nd one this year.
  7. zubs

    INFLATION IS OUR FRIEND

    Jerome Powell knows inflation is going up currently, so he didn't reduce interest rates. The USD can buy 10% less than 4 months ago as it has depreciated. It compounds the tariff problem by 10% as foreign parts are 10% more expensive. JP recently said he would not lower rates and we saw the USD...
  8. zubs

    Economy and Climate Change

    Was the green new deal a grift? CHAT GPT sez: 🤔 So, Was It a “Grift”? That depends on what you're really asking: If you're asking whether it was a financial scam or fraud: ➤ No. There's no evidence the GND was used to siphon money or deceive the public for profit. If you're asking whether it...
  9. zubs

    OAK CREEK *NOT* A "DONE DEAL"

    Can we put an international airport there?
  10. zubs

    INFLATION IS OUR FRIEND

    A steel part I quoted in APR @ $475/1,000 pcs, I re-quoted in JUL @ $619/1,000 pcs. I wonder if that will be inflationary.
  11. zubs

    Toyota moving to Texas

    is the western journal a right wing site? ChatGPT said: Yes — The Western Journal (formerly known as Western Journalism) is widely recognized as a right‑leaning, conservative media outlet. It is often categorized as hyper‑partisan right or far right, and is rated by fact‑checking evaluators as...
  12. zubs

    BBB - taxes on overtime

    I'm like trump...looking for loopholes in our system. So my $100,000 salary employee worked 40-60 hrs a week. I can also say they worked 100 hrs/week... I can classify thinking about work as work. After the BBB, shouldn't I change the salary to $75,000 + $25,000 overtime? Because before BBB...
  13. zubs

    BBB - taxes on overtime

    I would tell the IRS...due to the BBB's no tax on overtime, I have changed my employees base pay to $75,000 + $25,000 as overtime so that they can pay less taxes to you. Where before the BBB it would not have mattered....it matters now. Would that work?
  14. zubs

    BBB - taxes on overtime

    What about helping my employees? Say $100,000 is their salary, and I chop it to $75,000 + $25,000 overtime. They get to save on the IRS bills. I am a benevolent ruler.
  15. zubs

    BBB - taxes on overtime

    When a new law comes to pass, we must explore all possiblities to save money through loop holes. As the boss/owner of the company I feel I can designate myself any working manner I wish. Although to save $6,000 in US treasury payments is probably not worth it. But I predict we will see a spike...
  16. zubs

    Toyota moving to Texas

    Lynsi is pretend moving...
  17. zubs

    BBB - taxes on overtime

    I wish one of the CPAs here would chime in on this. Qwerty or Martin....what do you think? Loop hole and totally legal? or dont' do it...you will get audited by IRS........LOL
  18. zubs

    Presidential Elections

    I wonder how many business owners are gonna have overtime pay in 2025? Exactly $25,000 too....I guess it could be more...would it matter? It's not abuse....us owners are always @work. Just ask Elon. Before this bill we didn't need to call our pay overtime, but now there is a benefit, we will...
  19. zubs

    BBB - taxes on overtime

    Say I pay myself $200,000/year. I would change my pay to $175,000/year and add $25,000 overtime. The owner of a company is always working. Whether he's posting on TI or laying out on the beach. He's always thinking about his company...so that's work right? LOL. It's like elon posting on...
  20. zubs

    BBB - taxes on overtime

    I was thinking about the bill that just got signed into law on JULY 4. There is now "no tax" on overtime. It has a cap as follows: Single $12,500 Married $25,000 Also one can not make over $300,000 as a couple filing. Since I own my own company, and pay myself, can I call $25,000 of my pay...
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