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  1. wendyinoc_IHB

    Woodbury Ralph's - going down fast?

    Ranch 99 is going in or something. That's what I heard.
  2. wendyinoc_IHB

    MOST IMPORTANT POST EVER

    <strong>I'm still trying to figure out why this is the most important post ever...exaggerate much?</strong> This is huge! You can't buy a house without money! Brokers have always been more shady when it comes to giving out the money. I can't tell you how many people I see who have over $10K...
  3. wendyinoc_IHB

    MOST IMPORTANT POST EVER

    I work for a bank and we have realtor's calling us for prices. They always go to brokers since they will make no money from us. I thought it was stange.
  4. wendyinoc_IHB

    Where is a good place to buy if not Ca??

    My friends and I want to buy some investment propertys. I will wait for Ca to go down for a home. Any good ideas?? It needs to be in a good rental location. Thanks! Were currently looking at Florida, but not sure if its a good buy?
  5. wendyinoc_IHB

    Seller will entertain......

    <p>I think this is my new favorite saying. I have to admit they are entertaining. </p>
  6. wendyinoc_IHB

    I don't understand this phrase??

    <p>I'm not to worried about the suicide, but should check on the hazmat. I figure we all have to die somewhere and at least it was not in the house. </p> <p>Thanks for all your comments!! </p>
  7. wendyinoc_IHB

    How to get a deal in this market??

    I thought it was worth about $50K less. $30K for being way to high (same condo on sale for this price but very little light. coming in) and what I will lose if I buy it. She said she would call me if seller is interested. I got a call tonight so I will talk to her tomorrow. I will let you know...
  8. wendyinoc_IHB

    How to get a deal in this market??

    I just still can not believe the prices. I went to an open house today and its been on the market for over 200 days. When I sold a property last year I sold in one week because it was priced right. Why do they think they can get such high prices?? How much below what they are asking can you...
  9. wendyinoc_IHB

    I don't understand this phrase??

    <p>From the realtor.....</p> <p><em>The one bedroom is priced right and of course, all asking prices are negotiable........BUT, the 2 bedroom for $324 is priced that way for a reason. It's a distressed foreclosure property that has been 'ridden hard and put away wet'. There was also a...
  10. wendyinoc_IHB

    I need your guidance

    <p>irvine-123 This is a first time buyer loan. The main deal is you can't make over 86 and the loan can't be more then $300K. </p> <p>momopi-I work in Laguna and my boyfriend works in Cypress. Its a happy medium. Also I love this complex. Nice location to shopping. </p> <p> </p> <p>The...
  11. wendyinoc_IHB

    I need your guidance

    <p>Your all are so smart so I wanted to get your advice. I just got approved for a low income loan. I am just at the income limit of $86K. If I wait till next year I will be over the limit so I won't qualify. The loan is 100% financing, .375 margin (cap8%), no Mortgage Insurance. The rate...
  12. wendyinoc_IHB

    The Best Financial Advice Ever from MSN Money

    <p><strong>""if you need more money then go out and make more money"</strong></p> <p>I did that, but in this market its not helping. </p>
  13. wendyinoc_IHB

    The Most affordable Housing Us Markets

    <p>I like how were 2nd to last. </p> <p><a href="http://money.cnn.com/2007/06/28/real_estate/most_affordable_housing_markets/index.htm?postversion=2007062814">http://money.cnn.com/2007/06/28/real_estate/most_affordable_housing_markets/index.htm?postversion=2007062814</a></p> <p> </p>
  14. wendyinoc_IHB

    Certificate of Deposit

    Make sure you ask the manager for a rate exception. Find the highest in the paper for proof. Maybe they can't match but they will try to get it close if they want your business. I think over 5% is pretty good if you can lock it in for over a year. I have not seen 6% since about 98.
  15. wendyinoc_IHB

    Senior Apt or Housing in Irvine (or surrounding area)

    <p>Have them rent a property in Laguna Woods. LW is not for people who need assitance. Well I guess they have both. I think LW is a great deal for active seniors. I work in the area and I swear its better then a retirement home. They have 200 clubs, golf, swimming, bus system etc.. Rent is...
  16. wendyinoc_IHB

    Falling home prices, rising interest rates?

    <p>HOA is counted in the payment. Well at least we do. </p> <p>My loan officer told me today she is going to look for another job. The refi gig is up. Does anyone know if this increase is here to stay???</p> <p>. </p>
  17. wendyinoc_IHB

    Irvine Apartment Rentals

    My sister lives in Oak Glen and loves it. She has a Jr one bedroom at $1400
  18. wendyinoc_IHB

    Falling home prices, rising interest rates?

    <p>Trooper</p> <p>30 year fix and 100K?? Our low income loan is up to $86k a year. Its 100% financing and no PMI so if you could just make a little less :) The only bad thing is you can only spend $300 K HAHA its a joke until housing comes down. I was pricing a one bedroom the other day for...
  19. wendyinoc_IHB

    Falling home prices, rising interest rates?

    <p>I'm in banking and rates are up 1% in the last month. I don't understand how people can think 10% price drop. Most people can not afford what they have if it was not for the help of stated income. Now that has become very strict and almost impossible to get approved. Renters are in the best...
  20. wendyinoc_IHB

    Villages of Columbus - Columbus Square - Cambridge Lane

    <p>Price Sheet (as of June 10th)</p> <p>1-Sold Out</p> <p>2-$390,394</p> <p>3-462,572.</p> <p>5-482,195</p> <p>6-569,985</p> <p> </p> <p>I really like #1 but its sold out. Does that mean all phases or just the current phase? I want to buy in the last phase. </p> <p> </p>
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