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  1. Liar Loan

    How low can we go? 30 yr fixed at 3.75% with no fees...

    And this, kids, is why you don't commit occupancy fraud on your mortgage applications. Nobody thinks they will ever get caught, but once in awhile they do and the consequences can be severe. Props to @sgip for discouraging this type of behavior whenever it has been asked about on this board...
  2. Liar Loan

    President Trump

    IHO believes you should buy stock if you can afford it because your losses will be healed over time.
  3. Liar Loan

    President Trump

    So it's not fascism because Irvine manipulates statistics and the public's perception? Last I checked, Irvine PD officers are still armed with pistols and shotguns. When a black/brown/Asian person is harassed by Irvine PD, I don't think they are worried about whether it's an assault rifle or a...
  4. Liar Loan

    President Trump

    Irvine has had a fascist police force going back to the 90's. Driving while brown was a very real crime. And being Asian while attending UCI was cause for harassment. Now there are so many Asians living in Irvine the police have had to back off on racial profiling, but the "America's Safest...
  5. Liar Loan

    The Asian Population in Irvine in Percentage wise Peaked at 45.6% and then stayed stagnant for the last 15 years. Why?

    "Two or more races" is a fast growing category which includes a lot of kids with one Asian parent, but they don't get counted as Asian in these surveys.
  6. Liar Loan

    H.R.1340 and thoughts on impact to Irvine?

    It will lead to more owners being willing to sell if they can minimize or eliminate the tax hit for doing so.... especially older owners that might want to downsize.
  7. Liar Loan

    President Trump

    It's the brown people wearing red hats creating all the problems in Texas. https://www.texastribune.org/2025/08/01/texas-congressional-redistricting-doj-coalition-districts/
  8. Liar Loan

    New communities in Portola Springs

    It's fun to see you so thoroughly defeated like this. Sorry I can't let go, it's too much fun!
  9. Liar Loan

    New communities in Portola Springs

    IHO went from this: To this: In one glorious take down.
  10. Liar Loan

    New communities in Portola Springs

    This was the tell that @zubs data was not for Irvine: Change the +5.3% to -5.3% and it would be closer to what happened in Irvine.
  11. Liar Loan

    New communities in Portola Springs

    The index used for this "analysis" was: Anaheim-Santa Ana-Irvine, CA (MSAD) House Price Index It was not Irvine specific, but included the other 33 cities plus unincorporated areas of OC. In a courtroom, this is referred to as "leading the witness".
  12. Liar Loan

    New communities in Portola Springs

    Nothing I said was insulting. You're actually trying to win with insults, but they're falling flat.
  13. Liar Loan

    New communities in Portola Springs

    This unhinged rant is all because I discredited your advice to "buy when you can". It's confirmation that I succeeded in making my point.
  14. Liar Loan

    Minimum Wage Increase Impact/Effect

    And who gets to decide what a living wage is? Politicians? What about the 18,000 newly unemployed.... They are not getting a living wage, but rather abject poverty, as the result of your empathy.
  15. Liar Loan

    Minimum Wage Increase Impact/Effect

    18,000 unemployed people can no longer afford a roof over their head. Build more housing and they still can't afford it. Where is your heart? Where is your sympathy for these 18,000 impoverished people?
  16. Liar Loan

    New communities in Portola Springs

    The best time to buy was 2010 after the GFC blood bath, and the second best was 2020 after the Irvine housing downturn. I just so happen to have purchased my last two residences in those years and the gains have been unbelievable. The fact that builders are discounting Irvine by $500k-1.5M...
  17. Liar Loan

    New communities in Portola Springs

    Clearly I hit a nerve while dismantling the "buy when you can" advice. The bad advice that you followed on IHB had nothing to do with me. I wasn't even a participant there. It's actually nobody's fault but your own. After all these years just take responsibility and stop blaming a group...
  18. Liar Loan

    President Trump

    It's been bad in Fullerton for awhile. About 10+ years ago, I met up with some friends for a reunion at a bar in downtown Fullerton. As we were leaving and walking down the sidewalk, a drunk homeless guy took a swing at me for no reason whatsoever. I guess he just didn't like the way I...
  19. Liar Loan

    New communities in Portola Springs

    Fifteen years ago was the cyclical bottom after the GFC. So yes, those that waited and bought after the crash did extremely well. Those that "bought when they could" from 2005-07 with easy financing suffered a blood bath, and many of those short sales were featured on the IHB. And yet I saw...
  20. Liar Loan

    Minimum Wage Increase Impact/Effect

    The access to fast food hasn't changed one iota, but now you have more people living in poverty that can't afford to see a doctor, which does indeed lead to poorer healthcare outcomes and higher costs for tax payers.
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