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So we finally moved into our home at monterey. The home is really nice. As for the tankless water heater, the button at master bath makes all the difference. Instant hot water once the that button pumps out all the water from the pipes. But i guess it is a waste of water because the water in the...

Ours is Monterey in woodbury east.

Actually they do have a quick heat button in the master bath sink. The way it was explained to me at the walkthrough was pressing that button first thing in the morning pumps out all the water from the pipes back into the system. So then if you open the hotwater you directly start getting it...

Assuming the step 1 is done correctly is there any such thing as expensive/cheaper material for step 2. Will a cheap few hundred dollar kit from home depot do the job. 

Monterey is releasing their last set of 9 homes next week. After that they will have the 3 model homes left. So coronado all gone, monterey all gone in 10 days. Not bad at all for TIC and these selected partner builders. No wonder they are releasing many more in portola/santa barbara etc.

Does anyone have a recommendation for garage epoxy. Do it yourself with home depot kit? Do it with a contractor? Is it worth it etc etc? I find that all material needed at home depot will be about 225/-. No idea about the quality of that material to the industrial grade stuff that the...

I believe the original question was a general one and no specific comparision between Sonoma / Montecito. That said I personally would take the extra room. Primarily because of what I2I said about getting approval from city and HOA to add rooms. I will not bet on a future approval and buy...

There was a blog post by IR in IHB a few months where he was discussing possibility of doing FHA loan even if you had 20% down. His argument was that the FHA loans are assumable and may help you in selling your property for more premium (if you need to in future) when interest rates go up. He...

We may have thought a bit more about our Monterey plan 3 if the announcement of Santa Barbara had come out before we already were futher along in our buying process at Monterey. Like 2 things which monterey doesn't offer. Location and the fact that each bedroom has an attached bath. I'm pretty...

Do these homes have no HOA as well. I have no idea about Yorba Linda or the Villagio neighbourhood. But at mid 500's for a 1553 sq ft home is about 350/sq ft. If you take away the 230/mo mello roos of Woodbury east (equivalent to 40K loan) then these are probably 510K for 1553 sq ft. which is...

Yesterday when driving on Sand Canyon I looked at the Sonoma homes on the edge of Trabuco. Those homes look closer to each other than even the attached Monterey home on the other side of Sand Canyon. Also I'm not sure why they put the homes closer to Trabuco and yard on the other side. I would...

The IVY lots they are talking about are the area next to Monterey closer to 133. Construction already started on that section.

Since we are talking BK's critique, I noticed there are no real TV walls!!!!!!!!!!!!! Plan 3 is definitely good. allows a 3rd bath, downstairs guest room and loft as well. I'm sure it will have a courtyard.

With all the prequalification and BS that has happened for 2010 collection, I can tell my persoanl example. I was prequalified for Montecito Plan 2/3. But i bought monterey plan 3 because i wanted to be at 25-26% front end DTI. Can you imagine my DTI if I had bought a Montecito Plan 2/3  because...

It doesn't matter whether you believe in prices falling 20% or not. I'm just going by my example. If interest rates were 7% or 6.5% today I would have bought a place which is priced at 470K range instead of 560K range. Because from monthly cash flow that would have the range i could afford. ...

I was and am still a bear on housing. But i still bought into 2010 collection. My reasons were 1] Timing for my family. Kids age etc. We wanted a home at this time. 4-5 years later would be too late. 2]But the most important reason was the low interest rate. Everything else being equal 6.5 %...

OC plantation shutters. They are part of the OC blinds. They have the best rates on wood shutters compared to others.

So if one decides on shutters does one pick wood shutters or faux wood shutters assuming price difference is very minimal.

To be honest all these 5 don't exist together in any of the WBE homes either. maybe each home is effected by 2 or maybe 3 of these depending on where exactly in WBE they are. I'm not defending because I'm moving there but that is just the fact.

I would be surprised the demand will die down. People are still buying in the new phase releases even thought the closing date is in November. They don't have a clue what their interest rate will be, No fed tax benefit (minor bonus that should not effect the decision) but they are still signing...