Wells Fargo actually offers a New Construction Loan at 6 and 9 months out from close without any fees. You can lock your rate at 6 or 9 (1/8% higher rate) months out from close and then drop the rate 1 time (No Fee) within 60 days of close. I'm surprised they didn't offer it to you? Ask them...
Thank you! For instance, Terrazza in Orchard Hills was slated for Beckman High, but looking at the new boundaries, they'd attend Northwood? Have the new boundaries affected Orchard Hills?
Getting closer to retirement, I think I'd rather focus more on cashflow. It's more appealing to me to buy more properties with 20-25% down as opposed to 1 property in Irvine with 30-40% down. Although, I love living in Irvine! Beach cities look great too!
No problem, I'm looking into Aliso Viejo and Laguna Niguel right now. I've been to those cities and and like a lot of the things they have to offer. I'll have approximately $500k in the future and would like to buy a couple properties...I just assumed Irvine would be the best place to invest.