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Nude: I got my avatar in, but can't change the description "Living with Parents". Where do you do that? irvinefsbo

etheran: I've never accepted lowball offers, but have gotten a few in my time. First you need to find a real estate agent willing to present a lowball offer and not be ashamed of it. The agent has to present to the owner directly with the listing agent of course. And the agent needs...

SoCalGal: It is home sales stimulus. Easy fix for no consolidation of existing mortgage debt. Find another person in the same boat. You buy my house, I buy yours and then swap back again. Just think 2 home sales for every refinancing to the new conforming jumbo! irvinefsbo

I think giltee got the message to rent and not move into the mother in law's home. Keep in mind you also don't want to be within walking distance to the MIL. A good 20 mins by car is a good distance for your rental home. Since you want to move to Irvine, why not check out neighborhoods...

We need to start a new movement. Alternative Maximum Tax. It works similar to Prop 13. The government, fed and state can only tax us up to $1 million per lifetime, and no more than 2% increase after that on an annual basis. Sales tax and other consumption tax can continue. This way...

Don't forget the new FHA limit of $729K in CA starting with July 1 2007 mortgages til end of 2008. I think that is the most relevant piece of the economic stimulus package. Last time to buy a home with 3% down up to $729K and insured by the govt to boot. If you want to be evil...

I learned from my Northridge homeowner friends, that earthquake insurance is a good thing. After the quake, contractors won't even quote you if you don't have insurance since they had so many other customers wanting quotes. Also don't worry about the high cost of deductible, when there is a...

Took the foreclosure tour today. Other than the Apple Valley Irvine, CA home most had only one or two visitors before me. Still overpriced. Aliso Viejo $639,900 5 Aguila- 3 bed/2.5 ba 1815 sf detached condo w/ backyard. Horrendous parking situation. $675,000- 4 Solitaire...

<p>Invest in a new good bed. </p> <p>Everything else buy used, at garage sales, usually early 7 am in Irvine nice neighborhoods. You can have lots of fun stripping, repainting or staining furniture.</p> <p>Ikea stuff is flimsy looking but with crown moulding, miter saw and a nail gun, you...

In Information Technology we occasionally need temps to work on large projects. Last Sept, I would get 15 resumes when I request a PC technician. This Jan, so far I get 50 per day.

Your uncle should just refinance his HELOC (adj interest rate) with a fixed home equity loan, that way if interest rates go up, his rate is fixed. www.penfed.org has 20 yr fixed at 5.99%, but he needs good FICO and DTI ratios.

blackacre-seeker: The Apartment owners association has great articles about being a landlord and its pitfalls. http://www.aoausa.com/Articles_Archive.htm Check out the series on Mitochondria learns to Invest which starts in Sept 2005 issue. The series walk you thru a fictional...

Can you imagine what would happen if all the foreclosures sit empty for a year? It will just be a matter of time before the rents will go down, maybe 20 - 35% for empty homes. Right now it costs about twice as much to own than rent. For example a $2000/month rent will cost $4000/month to own...

<a href="http://loanworkout.org/2007/12/28/ohio-homeowner-fights-foreclosure-and-lives-payment-free-for-11-years/#"></a><a title="Permanent Link to Ohio Homeowner Fights Foreclosure and Lives Payment Free for 11 Years" rel="bookmark"...

<p>almon:</p> <p>No I have not stayed there, but visited it last week. Very understated and nice. But the Whitebark restaurant didn't have a liquor license yet. </p> <p>This is not a time share, but a whole ownership condo which is in a 4 star hotel. I personally would not pay $459/nite to...

<p>Thanks zovall, looks like no one stayed there yet on flyer talk.</p> <p>lawyerliz: don't understand the con? I'm not selling anything, just soliciting input for a very expensive purchase. ~ $1000 per sq ft. condo.</p> <p> </p> <p> </p>

Are you an owner of a condo hotel at the Westin Monache Resort in Mammoth Lakes, CA? Tell me about your experience with Intrawest. Are you happy with their rental management program? Did you stay at the Westin Monache Resort since grand opening Nov 29th, 2007? Tell me about your...

<p>xsocal:</p> <p>My mom and brothers are agents, so I had plenty of experience between them. Bought and sold two properties for myself by owner. Not a problem, but you need to know what the process is like. And it is easy with all the CAR forms, which you need to know an agent to get.</p>...

<p>Identity theft is a big problem. I prevent it by using a credit freeze. The fraud alert doesn't work, most companies won't take the time to check. But if you freeze your credit they can't get credit approval because it will report nothing back. It is as if you don't exist.</p> <p><a...

<p>ism:</p> <p>Lockheed Federal Credit union is paying 5% for savings of $100k or more. You can keep your money there without agonizing.</p> <p><a href="http://www.lockheedfcu.org/Rates/Savings_Rates/">http://www.lockheedfcu.org/Rates/Savings_Rates/</a></p> <p>Anyone can join, by joining...