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  1. vicstah_IHB

    Bike to Work

    Peter, the photo you posted looks like its taken from my bike ride on Sat :P Halfnote, its not that far to ride from Riverside to here (less than 100 miles). I'm sure there are people crazy enough to ride that around here (PeterUK) :P
  2. vicstah_IHB

    Lennar wants to ruin your marriage

    http://www.youtube.com/watch?v=RFjmaIK2y6o "You just CB McLovin!"
  3. vicstah_IHB

    Must read article on credit default swaps on seeking alpha

    "Bill Gross at PIMCO did a simple calculation in January at his famous article "Pyramid Crumbling". The total amount of CDS contracts is at $45 trillion. The historical default rate is 1.25%, or $500B CDS contracts will be in default. Assuming a recovery rate of 50%, the resulting loss is $250B...
  4. vicstah_IHB

    ~ The IHB, 7 Circles Cycling Club information, upcoming events and Post-ride reports thread ~

    Yes, I do look out after everyone (literally). :)
  5. vicstah_IHB

    ~ The IHB, 7 Circles Cycling Club information, upcoming events and Post-ride reports thread ~

    Hey Acpme, I think if you can go 'balls to the walls' on the cycling machines at the gym, you should be fine on all the outdoor rides. :) The biggest difference between outdoor & indoor riding is the 'balancing'. You are pretty much stationary when you are riding in the gym, where is...
  6. vicstah_IHB

    Villages of Columbus - Columbus Square - Astoria

    Latest promotion for Astoria. Astoria Residence 3 Homesite 213 Impeccably decorated and beautifully landscaped, this highly desirable Residence 3 model home is truly one of a kind. Enjoy custom interior and exterior refinements as well as a prime location overlooking a beautiful park...
  7. vicstah_IHB

    Ladera Ranch Discussion Thread

    I drove up to Mission Viejo a few times last year to check out homes over there. Its about 5 degrees warmer there compare to Irvine (at least over the summer). It's funny. I was interested in Ladera originally, but the more I read/hear, the less attractive it becomes. You get a nice size home...
  8. vicstah_IHB

    Why are rent going down?

    Pete, we go riding 50 miles to 100 miles at a time. We shouldn't be calling other people mad. :P
  9. vicstah_IHB

    Ladera Ranch Discussion Thread

    New listing in Ladera... http://www.socalmls-homes.com/Listing/ListingDetail.aspx?Listing=30417394 3500 sq ft for $879k in Covenant Hills Looks like it was bought for $1.5M on 8/28/2006 (basically at peak) on Zillow. I wonder what the final transaction price on this would be.
  10. vicstah_IHB

    ~ The IHB, 7 Circles Cycling Club information, upcoming events and Post-ride reports thread ~

    Yesterday was the Rosarito to Ensenada bike ride (www.rosaritoensenada.com). Anyhow, here is the summary for the day. Hope you enjoy it. The event is a blast. Rosarito to Ensenada is a tour, not a race, and there were more people taking it easy, riding at a casual pace, and drinking (yes...
  11. vicstah_IHB

    Bike Trails

    Peter is fantastic! *don't throw water at me anymore please* Actually, I hope it WAS water that he threw at me... Anyways, safe riding at Sea Otter Prof, and I'll take some pictures from the Rosarito/Ensenada ride. :)
  12. vicstah_IHB

    What's going into escrow - Irvine and maybe some Tustin too

    good gawd... my gag reflex is on high alert.
  13. vicstah_IHB

    Bike Trails

    How did Peter become a moderator! :) Pete get me out of my parents' house please!
  14. vicstah_IHB

    Bike Trails

    Sorry prof, was waiting for peter to comment. I don't think the snake was alive. No chance in hell can it surve Peter's bike. :)
  15. vicstah_IHB

    Bike Trails

    --I distinctly remember offering all cyclists sunblock before the ride, only to be met with cavalier shrugs. Yes, I got burnt pretty good on my shoulders. Guess I missed some spots. :P
  16. vicstah_IHB

    The Adjustable Rate Mortgage Supply Overhang

    IR & LM: As we sit here and contemplate when the bottom would be and how dangerous ARM loans are, home builders are still sending out emails to attract potential buyers to come in and spend very little money on their home purchases. This came in this morning from John Laing: You...
  17. vicstah_IHB

    Village Apartments in Irvine-Aye or Nay?

    I think there may be a few more Village lurkers on here. Anyways, PM me if you guys want to meet up. :)
  18. vicstah_IHB

    Village Apartments in Irvine-Aye or Nay?

    Re: Parking You have assigned parking in the garage. I don't recommend parking overnight on the street. The towing companies are out pretty regularly for flagrant offenders. Be careful! :) Re: Service I don't think the service level has dropped much. You are paying a premium to live in...
  19. vicstah_IHB

    Village Apartments in Irvine-Aye or Nay?

    Hey Blackacre Seeker, Glad you like it! Also, there's free gourmet breakfast on the 1st Sat of every month. The complex gym now opens from 5am until 11pm (for a while, there were talk that it was gonna be 24/7).
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