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Ah okay, cool.  I hope this leads to some kind of resolution. 

And what if that city tax is voted down?  Voters typically vote against tax increases.

So if No for Measure B wins, does that mean the cemetery indeed gets built on Irvine Blvd, or is this just going to get kicked around indefinitely?

Everyone's risk tolerance is different, but if you can be either cash flow neutral or even positive, and you have enough money for a downpayment without having to sell the home (or take out a HELOC), then I'd say hold onto it, rent it out, and enjoy someone paying off your mortgage as it...

Are the source of your funds for the downpayment coming from the sale of your WI home (or WE?  you said West Irvine but later said WE, not sure if that's the same or if you have two different places)? I do think it's odd they are telling you that you can't use a realtor.  Seems like they are...

Yeah, I agree, especially if you are buying a home you intend to live in for 10-20 years.  Of course appreciation is a factor, but it's likely not the most important one.  Quality of life, how it fits your needs, etc are all probably more important. If you are buying a starter home with the...

Buying the model often isn't a great idea, at least from what I've seen in most cases.

I really don?t know anything about this backstory.  Anyone knows why YF deleted all of his/her posts and vanished?

Ouch.  When you factor in the compounding by 2%, that?s a lot of recurring taxes (that can no longer be written off like it used to be due to SALT restrictions) to be paid.

Great work, this is helpful to learn. Is district 7 in this map Altair?

You being up a great point.  I too was wondering where it said that homes would be built there.  I was under the same impression you were.  That?d be a decent location for a retail center, as it?d serve GP, PS, and Altair, while also giving the HS students at Beacon a place to hang out, too.

Excellent points.  I am thinking with that area along Irvine Blvd being built out, it?s possible we could see a retail center somewhere along there in the future, although who knows where and when.

I believe Warehouse 415 will be at the corner of Cadence Park, although I don't think that's going to be a retail center.  Still, should have some food options, etc.

Really excellent advice.  While I think Ramsey's advice is a bit overly conservative (and maybe made during times of higher interest rates on mortgages?), I have always felt it's wise not to stretch yourself to the absolute limit.  You do, after all, want surplus money to invest in other areas...

Congratulations!  Enjoy your new view home  :D

Congratulations!!  Which floor plan did you pick?

Yikes!  Definitely don't do that. Everyone's opinion is different, but I say buy a home that you won't feel financially stressed living in.  As DINKs, I'm assuming you want to also live life and do fun things, like go on cool vacations, eat at nice restaurants, go to concerts, sporting events...

I thought it was long-term gains tax (i.e. 15% + state)?

Not sure about that, but an attached home listed at 450/sq ft...

480 HOA with 5600/yr MR is pretty rough for a home like that.