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<blockquote>Hello, I?m new. I have been reading through the IHF for the past few weeks and am amazed by people?s opinions who are so familiar with Irvine, and finally decided to register. Now I?m hesitating of purchasing a San Carlos home in PS due to the environmental and village incompletion...

Movingaround: its a sad reality that politics is involved in issues like this, where the health of the nation is at stake. You wonder why we have skyrocketing healthcare costs? Pure Shakespearean tragedy. <a href="http://articles.latimes.com/2006/mar/29/nation/na-toxic29">See this article </a>...

my opinion: just pay off the existing mortgage. Sure you can get 1% but what about the new fees and surprises with the refi? Brokers aint free. I dont see why you would refi 1 year into your original mortgage. Pay off the mortgage as fast as possible. You can willingly make higher...

I could not find any information on the IHB privacy policy. I am assuming by the absence of this policy that no information on posters is provided to anyone. I am assuming that absent a subpoena, IHB will not disclose information on users (including ip address and logging files) to anyone...

Dear Marsha, Just curious as to what the situation is. When did you buy your home? And when you bought it, did it mention anything about this contamination in the disclosure documents (which can be a huge stack of documents sometimes)? It seems the prices in that area are still very high...

holy shit this is serious! So the P is pre-forclosure meaning they received a notice of default? Wow, thanks for the map/info. Heart breaking.

Well thank you for sharing your experience. Interesting stuff. Did have some questions for ya if possible: who organized the focus group? What city was it in? How did they find you? Were you paid? Thanks!

Just put down 20% and get a 30 yr fixed -- you have 400k to spend. Make sure there are no big expenses on the house. Dont buy a cheaper $380k house and get a second, dont get any more loans at all. Get a first mortgage that has payments you can make for 30 years, do the calculation up to a daily...

THIS IS NOT LEGAL ADVISE - I AM NOT A LAWYER. This post is for information purposes only. You should obtain a lawyer if you have legal questions. I will only talk about contracts generally, and your situation has certain specifics that could change the way an issue is handled. In...

I know the others were joking, but seriously don't throw bricks or put sugar in the gas tank. Last I checked this is still America and we don't tolerate self-help. This is a nation of laws. You should tell your neighbor to immediately send you any updates or minutes from the HOA, or to establish...