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  1. ventouxbob_IHB

    Irvine is not rich

    Thank you- Profette for the explanation. I could have looked it up but i was being bit of a smart alex. Seeing how the countrys name has changed for only 70 years that makes a lot of sense. Lots of maps got redrawn in the last 100 years. but thats Just Politics not Cultures. Bob.
  2. ventouxbob_IHB

    Irvine is not rich

    <p>Persian = Iranian, whats with this Persian crap who are you talking of Xerxes?</p> <p>Im not German/Austrian- IM Teutonic. no Im Holy Roman?</p> <p> </p>
  3. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    <p><a href="http://www.mortgage-calc.com/">http://www.mortgage-calc.com/</a></p> <p>This web site has some nice Tools. I like the Debt invester.</p> <p>For example my last Big Bill. My wife's student loan Principal 2,223. intrest 7% monthly payment 93.00. we Just PIFed it. Paid in full. we...
  4. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    <p>Lending Maestro- My Goal in July 2007 was pay off all remaining househould debt in one year. Maybe your right I mean thats the plan. Ok. I stick with old Plan. Its very agressive. I can still save 1k a month and put 2400-3K at the MINi payment.</p> <p>Thats The idea i am eliminating. monthy...
  5. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    <p>I also Own a 2002 Ford Focus Wagon. seats 5 lots of room. 23-30 mpg. 40,000 miles and I have the Title in My safe deposit BOX. I got rid of my Jeep Wrangler (damn Gas Guzzler) last November. Thats my FU to Chevron & OPEC.</p> <p>The ford is the Beater. the MINI is the fun car. MINIs do seat...
  6. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    <p>Ok, Im making an executive desition here. I will save a bit more. Not in the interest of making a huge Profit. In the interest of having extra Cheddar. FU money. not having to use the CC ever again. Buy my next car cash. etc. I wil pay extra on the MINI. A double Payment. 900 a month. all...
  7. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    Perhaps I can find a nice compromise. like pay more for car say 200 extra a month and also save alot.HMMM. well This may be best advice? I think I will find a middle ground. Plus I need to get Going on that down payment 20% right IR? 50k needed minimum.
  8. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    well thats the question. I was planning to save 1,000 a month and 2400 a month to the debt. That pretty good. really. then in 7 months. the car is paid off and still. 11k in savings. Not enough? So you think I should save 6 months expenses? that would be= about 24,000. take about 8 months at...
  9. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    I Hate Car Payments!!!!! God^%&% Leeches!!! Same goes for Mortgages. There is no Effen Way I will pay for a bloddy house for 30 years. hell Ill be dead by then. I plan to buy cheap. and pay off early.
  10. ventouxbob_IHB

    Bike Trails

    Wow So a lot of you Guys are cyclists. cool Me too. I may have to look some folks up in Dcember I live in Cardif-by-the-Sea but will move to laguna Niguel soon. -Have any of you cycled with the invine Bike Club IBC they seem like a cool crew lots of routes. I really looking forward to moving...
  11. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    -Vicstah. WE bought a 2004 MINI CooperS Used. for 25K My wife was the primary buyer I cosigned. She has an avg FICO Score of 798. I dont see how we can get a better rate. Besides I did check with our bank. they did not offer a better Rate. I plan to pay this car off in 6 months. So we will pay...
  12. ventouxbob_IHB

    Twisty Challenge!! LOL Hey Moderater!!

    This a$$ in A BMW 5 series though he could keep up with me in some twisties on the drive home from work yesterday. That was funny. He was tail gating me for miles in the stop and go then we went through Ranco Santefe. lets just say its hard to double the recommended speed through a turn in a 5...
  13. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    I cannot refi my student loan at a lower rate. any how its not much 6,000 I pay what 360 in intrest in a year. Im Paying it off real soon.
  14. ventouxbob_IHB

    Savings Vs Debt Pay off? free advice please?

    I am a recent newlywed. Jan 2007. We have been trying to get the financial house in order. I do agree with many things IR says about finances etc.ie. Not over spending. We have some debts we don’t like and have been paying them off. Since the wedding we have paid off 9K in CC debit. No Cc...
  15. ventouxbob_IHB

    Twisty Challenge!! LOL Hey Moderater!!

    <p>That guy was uninformed for sure. Minis are fast but not that fast? hell my friend has an infinity G35S 306 horses. That thing is fast man. </p> <p>The thing with minis is they are fun to drive, cheap to insure, & get good milage-thus you can drive more. </p> <p>There is always someone...
  16. ventouxbob_IHB

    Twisty Challenge!! LOL Hey Moderater!!

    i was not clear. its a 6 speed manual. I think a mini auto is not right. at least not an S. you would like a mini not many cars are better in the turns. Lotus, Boxter. thats about it.
  17. ventouxbob_IHB

    Twisty Challenge!! LOL Hey Moderater!!

    wow i like your car i friend of minie bought a 97 or 98 328. back in Ga nice. im not a big fan of the new 3 series 2006.
  18. ventouxbob_IHB

    Twisty Challenge!! LOL Hey Moderater!!

    its a 6 speed. automatic. minis are a crime.
  19. ventouxbob_IHB

    Twisty Challenge!! LOL Hey Moderater!!

    http://mc40.com/ I have number 466. P.S. I know its a BMW what do you drive again?
  20. ventouxbob_IHB

    Twisty Challenge!! LOL Hey Moderater!!

    Its stock. mini cooper S. 2004. mc40. Monte carlo addition no Dinan. no JCW. but its fast in the curves. LOL
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