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  1. ThirtySomethingWEquity

    ICE or EV?

    Also for the record, me recognizing Larry was moron who misjudged the market back in 2009 was one of the best financial decisions of my life. and I think about it occasionally when I pull up to my ~2.4m house that I bought with equity from my previous place in Irvine.
  2. ThirtySomethingWEquity

    ICE or EV?

    Electric vehicles lose 49% of their sticker price. Not what they actually *cost* people. That's a big difference, and actually puts electric vehicles ahead of ICE cars.
  3. ThirtySomethingWEquity

    Luna Park in Great Park Neighborhood

    TB is building a new tract of homes in The Meadows that are nice large ones. I'm not sure when they will start building them, but I believe the waiting list is open. Also, there are some decent resales in The Meadows as well as Baker Ranch. My kids are too little so we haven't looked into it...
  4. ThirtySomethingWEquity

    Luna Park in Great Park Neighborhood

    Have you considered Foothill Ranch? The Meadows is quite nice, or Baker Ranch where I am. I'm also a software engineer working at one of the FAANGs in OC and it's about a 20 minute commute in the morning, and 30 minutes in the evening. To get to the 405 from Foothill Ranch takes me about ~8...
  5. ThirtySomethingWEquity

    Luna Park in Great Park Neighborhood

    If the MR is anything like the rest of the GP, you're better off buying in Portola Springs and then using the money you save on MR to just have your groceries and takeout delivered.
  6. ThirtySomethingWEquity

    ICE or EV?

    I really like the model 3, I think it's great bang for buck. But the new one having no stalks really bugs me. I'd probably consider it otherwise. So far my 2019 has had 0 issues (well, occasionally i've had to reboot the infotainment screen), 0 maintenance, charge at home, get free charging...
  7. ThirtySomethingWEquity

    Housing Analysis

    Wow, was this in addition to the the initial grant from when you joined? Usually you get a four year grant, then a four year refresher grant that vest over many years, which significantly caps the upside (but it's still nice).
  8. ThirtySomethingWEquity

    Housing Analysis

    I think you're underestimating the number of people who make $350k, or they make less but have career windfalls of much higher income. Some examples from some friends: 1. Worked for a startup, got stock options, options popped when the company got bought by a public company. They don't make...
  9. ThirtySomethingWEquity

    How high will mortgage rates climb in the next 36 months?

    If rates stay high, you'll have less and less investors coming into the market and more and more will sell to get better/safer returns elsewhere. But this is going to be a dog slow process, and I imagine at best it would keep prices flat or kept to a more modest increase.
  10. ThirtySomethingWEquity

    How high will mortgage rates climb in the next 36 months?

    Maybe if things get really bad housing prices will go back to around where they were when Liar Loan became a renter :p
  11. ThirtySomethingWEquity

    Irvine Crime Wave

    Not compare to the Bay Area though! I always laugh at the fact that that in all the Irvine company ads down here, you see a mixed race couple, one usually white or of unknown ethnicity, and one asian. Up in Santa Clara where you *also* see Irvine Company apartments and ads, it's always an...
  12. ThirtySomethingWEquity

    Irvine Crime Wave

    Welcome to OC. No, property crime doesn't happen as much in gated communities. However there was a murder suicide recently (last couple years) in your neighborhood! But overall, mostly Irvine is safe and Orchard Hills even more so. Are you at one of the big tech companies, and transferred...
  13. ThirtySomethingWEquity

    ICE or EV?

    Well, I live in a larger SFH with lots of street parking. My two neighbors and the people across from me don't use their garage for cars at all. I do use my garage for at least one car, and the other goes in the drive way.
  14. ThirtySomethingWEquity

    ICE or EV?

    Yeah why wouldn't I?
  15. ThirtySomethingWEquity

    ICE or EV?

    Something under appreciated about EVs is how much nicer it is to have them in the garage. They don't leak oil, they don't emit fumes or crazy amounts of heat. If you have a two car garage and want to use part of the garage for something else (craft space, wood working, 3D printer etc) do you...
  16. ThirtySomethingWEquity

    Newer Irvine listings with crazy WTF asking prices from equity sellers

    The words you're looking for is Bribery + Fraud. :p
  17. ThirtySomethingWEquity

    2025 Top Public Colleges & Universities

    No it really isn't, unless you're talking top 5. Someone from UCLA is not going to get any more special treatment than someone from Cal State Fullerton at my company, and most others. It certainly doesn't matter once you get to the interview stage either. You have to sink or swim without any...
  18. ThirtySomethingWEquity

    2025 Top Public Colleges & Universities

    Can you even tell a korean woman from a taiwanese one every time? I mean, some of my korean friends joke that they go into restaurants in Irvine and the people will start speaking Madarin to them lol.
  19. ThirtySomethingWEquity

    2025 Top Public Colleges & Universities

    Good reason to date outside your culture then!
  20. ThirtySomethingWEquity

    2025 Top Public Colleges & Universities

    I really think name brand colleges are over rated unless you're talking absolute S tier (CalTech, CMU, MIT, Stanford). I see a lot of Ivy and UC folks struggle to get into where I work (and some make it in), and some people get in with state schools or even without degrees. College prestige...
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