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    ICE or EV?

    Tesla just makes a better product. For normal driving anywhere up and down the state of CA you can find a charger with no wait. CA fuel prices will rise as more refineries shut down. I wouldn’t touch a non-Tesla EV. I’ll retain my CRV with snow tires for Mammoth Runs but no other reason to own...
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    Where people are moving to and which states you have to make the most money to live in

    The only state I would move to is New Hampshire, where we lived for 4 years when I worked in the Boston area. Ocean is close, lots of ski hills close by (45 mins from my house), cheap high quality seafood and no state income tax or sales taxes. Bedford NH in particular.
  3. O

    Presidential Elections

    What effect will Trump’s promise to ban birth tourism have on Irvine FCB demand?
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    How low can we go? 30 yr fixed at 3.75% with no fees...

    Higher interest rates are a good sign for economic growth but bad for real estate investing. 6-7% mortgage rates I believe will be the norm going forward.
  5. O

    Presidential Elections

    Looking at all the amazing technology companies coming out of the 80s it seems the Reagan era restructuring of the economy and tax code unintentionally widened the economic divide within CA as well as between Silicon Valley and the rest of the state. Living here now for the most part requires...
  6. O

    TK and kindergarten in IUSD

    Does your child stay all day?
  7. O

    Presidential Elections

    The reason is obvious - she’s an embarrassment to the Dem party and they’re both owned by groundbreaking billionaires that want nothing to do with her
  8. O

    ICE or EV?

    Chinese software? Who the f would want that garbage? Though it’s cheaper than Porsche’s crap EV software. I’ve been commuting to San Jose now weekly in my Model 3 Performance with FSD and it’s like riding in a plane. That is because of the insane level of innovation coming from a software team...
  9. O

    Retail Openings and Closures

    I used to play golf with “Nick” at Boulder Ridge in San Jose. I had no idea they are now selling franchises in SoCal. Their food is very authentic.
  10. O

    Irvine to Santa Clarita - Looking for Insights

    Article in the WSJ last week about a couple there trying to sell their home after insurance went up to $7K due to judged fire risk
  11. O

    Presidential Elections

    Absolutely 100% nailed the Dem VP algo
  12. O

    Single family home vs detached condo

    Seriously? You don’t own the land in a condo. The Irvine detached condo is the greatest scam ever for builders. While they have appreciated the Irvine bubble has been a function of inorganic demand and those properties will suffer if/when inventory/demand trends reverse.
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    Newer Irvine listings with crazy WTF asking prices from equity sellers

    The only decent private option in OC is Sage Hill and for $60K it’s nowhere near well connected as a Pasadena Polytechnic or Harvard Westlake or even Chadwick in PV. Better off at Uni.
  14. O

    Newer Irvine listings with crazy WTF asking prices from equity sellers

    Public schools drive massive premiums in the Bay Area. Look at Los Gatos 95030 sales prices vs Los Gatos 95032 which doesn’t district into the Los Gatos-Saratoga districts. IUSD drives a premium because it’s the only high income majority Asian district in OC and OC lacks top end privates like...
  15. O

    Accessibility to non HOA pools (ie Northwood)

    Or look in Laguna Niguel where we have an amazing swim complex for residents
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    How low can we go? 30 yr fixed at 3.75% with no fees...

    Thanks for the insights sgip. My broker’s window is 6 months but she’s done multiple transactions for me and always clean and quick so I love her else I’d come to you.
  17. O

    How low can we go? 30 yr fixed at 3.75% with no fees...

    10 year even edged slightly higher. My broker recently offered me a no fee 5.875 refi down from the 6.5 conforming we got in March.
  18. O

    Work in office or remote?

    I’m 3 weeks in and have been using Google’s booking engine to find hotel deals. I might go for an AirBnB next week, and will investigate furnished serviced apts. I’ll update the thread as I learn more about my options. Ive found the nicest 24 Hour fitness is the one on Saratoga Sunnyvale Rd so I...
  19. O

    Work in office or remote?

    I’m so over it - I relish coming home to beautiful LN every weekend. Even the 4 hour drive to Tahoe isn’t always that due to traffic - sometimes it’s longer than the drive to Mammoth from OC. The only attraction up here is money, like working in NY. People up here sort of look down on OC.
  20. O

    Work in office or remote?

    It’s on my dime as the founder wants the role based in the Bay. I was recruited for 7 roles over the past 3 months since we made the move back to OC and every one of them wanted the role based in the Bay. The reality for me is this is where I’ve built my network over 2 decades in semiconductor...
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