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  1. momopi

    Poll: Irvine Housing Prediction June 2024 to 2025

    I was actually thinking more along the lines of dividend equity like SCHD. You get 3%-4% dividend yield annually and the price per share goes up over time. This roughly simulates rise in home value and rent over past decade, though past performance is not indicative of future results...
  2. momopi

    Poll: Irvine Housing Prediction June 2024 to 2025

    Personally, the only time that I'd buy a cashflow negative investment property is if I intentionally purchased it with 15 year fixed rate loan. I did this with a (then) newish investment house. The first decade was painful with the negative cashflow. In retro-spec, I wish I had bought an...
  3. momopi

    Marble

    Has anyone been to Japanese BBQ, Sushi & Yakitori Bar on Barranca?
  4. momopi

    Marble

    If you want pork, go here: https://www.yelp.com/biz/jinsol-gukbap-buena-park-buena-park Will not leave hungry.
  5. momopi

    Marble

    Will have to give Marble a try some time. I went to Kalbi Social Club for Lunch. $25 galbi jjim set. I thought it was OK but nothing really special. Couldn't justify ordering the more expensive BBQ sets for lunch, but will have to go back for dinner. For KBBQ I liked Saemaeul in Buena Park...
  6. momopi

    2024 Boglehead Conference videos

    https://boglecenter.net/2024conference/ https://boglecenter.net/bogleheads-university/
  7. momopi

    Home built with Dryer vent sealed shut

    Contact your builder and see which subcontractor performed the work, then contact the subcontractor. Usually the subcontractor can fix it, or at least give you a discount.
  8. momopi

    Fidelity Target Date 2070 fund with 0% expense ratio

    Look at the asset allocation, it's 94% equities and 6% bonds. As a target date fund, it follows a "glide path" where the bond component increases as you get closer to retirement age. TDF's are quite popular in 401k plans, even for those in their 20's.
  9. momopi

    President Trump

    Thing about leaders who groom their eldest son is, sometimes the eldest son die early and you're suddenly stuck with the young one who you weren't as strict with. Look at Hafez al-Assad, who was actually an effective strongman of Syria and worked to groom his eldest, Bassel al-Assad for the job...
  10. momopi

    Fidelity Target Date 2070 fund with 0% expense ratio

    No, this is a TDF (Target Date Mutual Fund).
  11. momopi

    Retail Openings and Closures

    This is the Gelson's at Jeffery & Alton? Will drop by this week and have a look. I recall a poke bar but not a sushi bar...
  12. momopi

    Fidelity Target Date 2070 fund with 0% expense ratio

    The asset allocation is appropriate for someone in their 20s, or older folks looking for more aggressive portfolio. TDF's increase bond allocation as you get closer to the specified/retirement date. John C Bogle suggested on taking future realized value of social security as count it toward...
  13. momopi

    Fidelity Target Date 2070 fund with 0% expense ratio

    https://fundresearch.fidelity.com/mutual-funds/summary/31579B655 Open to new retail investors. This fund invests in a range of Fidelity funds that are typically reserved for institutional or advisors.
  14. momopi

    Tineco cordless floor mop and vacuum

    Best Buy has the Tineco floor mop and vac on sale. The S3 Extreme for $199 and S5 for $279. These are made for hard floors and not carpet. They both come with the same accessories and extra rollers, filter. Same battery. The S5 has 40% larger clean/dirty water tanks which allows it to run...
  15. momopi

    Irvine Crime Wave

    This has been an on-going issue in recent years. Buyer orders laptop from Dell to be delivered by Fed Ex, driver shows up at the door with someone impersonating you with fake ID to receive laptop. Funny thing is the guy knows exactly when the laptop would be delivered to your door. During COVID...
  16. momopi

    Black Friday 2024 deals

    Dell had the base model Inspiron 15 laptop for $229... sold out today, not sure if they'd reopen for orders tomorrow. Be warned that the i3-1215U model has UHD graphics only. You could install 2 x DIMMs for better performance, but need to get the i5 model ($300) for Iris Xe graphics. Tineco...
  17. momopi

    10 Year Builder’s Warranty vs Roots in Pipe

    Check with the builder if the pipes were installed by the builder, or a subcontractor. Are there actually trees 17' from your toilet? The trees should have been planted with root guard/barriers and not on top of sewer lines.
  18. momopi

    New: Kalbi Social Club at Irvine Spectrum

    @_@ Is that... makageolli?
  19. momopi

    Walmart early Black Friday HP Laptop for $229

    Link: https://www.walmart.com/ip/HP-15-6-inch-Laptop-Intel-Core-i3-N305-8GB-RAM-256GB-SSD-Natural-Silver/5098188131?classType=VARIANT&athbdg=L1800 HP 15.6" Laptop with micro-edge Full HD IPS anti-glare display Windows 11 Home, Intel Core i3-N305 Processor, Intel UHD Graphics 8 GB DDR4 RAM, 256...
  20. momopi

    Taiwanese popcorn chicken in culver plaza closed.

    $9 for 2 pieces of chicken...! IMO Taiwanese style popcorn chicken & chicken filet is actually better served with rice due to the heavier seasoning. They should consider selling fried chicken bentos.
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