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lol, stonegate and eastwood residents might need a chance to rebuttal.

lol, I joked about this with my friends - having whites in Irvine is considered diversity. Our kids class usually is 30 students and typically out of 30 there will be 2 or 3 white (non-Hispanic) kids.

That’s a famous dish, snake and cat stew - named after the dragon fights tiger. https://en.wikipedia.org/wiki/Dragon_tiger_phoenix

There is a significant uphill drive on Alton pkwy, also - there is a bigger industrial compound in lake forest than Irvine which has no green space at all.

If anything I am hesitant about lake forest is that during summer days it is usually 5-8 degrees hotter than Irvine.

7000 in 30 years are 210k… since most people move within 7 years it is more or less a cost diff at 50k. The soil - I don’t know, why should I be concerned if I don’t eat or drink directly from underground? I also heard the smell from OC landfill can be felt for some PS homes, maybe it is the...

Jumbo loan I assumed - I got jumbo from her twice now since 2021.

I m lost at the concept that public school rating matters for 10M listing…

Chaupain has free items after 3pm iirc

https://www.aplusrealtymortgage.com/mortgage-loan/loan-agent-directory Chelsea Yang is my loan officer.

Sorry I took your asking wrong the first time, the loan officer gets paid thru commission but not the “fee”, also the link below explains. https://www.leaderbank.com/blog/debunking-most-common-mortgage-refinancing-myth

Mine offered 5.5 30 yr refinance today

Thx for the update, now gonna try it out.

wow, who said it is a buyers market and things are slow…

So are you suggesting prices are gonna be flat in the upcoming 2025?

I tired really hard to offer to 114 mongoose during 2022 and 2023, the asking went from 1.4 to 1.6 before it was finally sold. Technically it was on the market for 1+ years. And yes the seller won over all my low ball offers (3 at least).

Actually - what is the key differentiator between detached condo and sfh?

lol, FCBs are rich but not stupid…

I have a 1.5m+ mortgage right now and I don’t know if I want to, if I can, pay it off in 3-4 years. Ideally once the principle drops to 750k I will start coasting on it…

That is coming down, but price is sticky.