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the comment above is from another thread, and i didn't want to hijack it, but usc's comments brings up a question i've been wanting to ask... after the ihb forums were dismantled (of which i posted a few times)... i didn't know where everyone went... and since i was looking in aliso shortly...

sgip, do yo mind explaining that further? vp

this link is for irvine... http://www.bankrate.com/funnel/mortgages/mortgage-results.aspx?loan=390000&prods=10,9&market=973&perc=20&points=Zero&fico=700|719 or you can just go to bankrate.com and look for "Find a Mortgage rate:" upper left... and start from there. vp

i didn't run your numbers but i'll assume they are right, one thing you are not considering is the higher int rate on the fixed also means more tax deduction, so the spread between the two would not be as great, although that still wouldn't shift the scale to the "fixed" side... the other thing...

they have an arm calculator with the amort schedule here... http://www.bankrate.com/calculators/mortgages/adjustable-rate-mortgage-arm-calculator.aspx

if i'm not mistaken, most 7/1 arms have caps of 5/2/5... where the first 5 is the max move in year 8? 

wow... i lots of comments, where do i begin, first let me clarify my first post... my first post was supposed to be just a market observation from a buyers perspective... just like ir2 does his market analysis from the agent perspective... which i appreciate.  my second post was simply a...

akula posted, for like a minute, a glowing review of san mateo... [it was the first reply to my original post on this thread], but now it's gone... maybe akula is a employee and thought that was over the top and removed it... if you are not a TIC employee can you put that back?

one of my two cousins were able to get away with this... and my co-worker who bought a year ago couldn't.. maybe it's because my cousin who did get out of his lease let them know when he re-signed... or maybe it's because his was the only one from irvine pacific... the other two bought new homes...

to answer both your post and FTHB, it's not so much the noise or smell (although i'm hoping there is no smell) as it is the pollution from freeways... i lived at the village but now that i have a child i don't want to subject her to the pollution... i have in another post some graph/study...

i didn't say i would pay any premium.. i said i'd have to get in the first 3, if not i'd look somewhere else... maybe you should learn to read... 

i think he may be talking about these... but they are 1300sq ft and too close to the 405 for me... http://www.redfin.com/CA/Irvine/54-Reunion-92603/home/5953455http://www.redfin.com/CA/Irvine/36-Reunion-92603/home/5982038 other than that there may be short sale homes... but i don't waste my...

no.. i look on redfin every day.. i even go up to 600k (on homes with no mello roos and very low hoa my monthly nut would be the same)... and there's nothing in irvine, new or old,  detached condo or sfr, that comes close... usc, ir2, any other realtors... thoughts? [the only comparable homes...

it's the psychology of inflation/deflation... if you knew prices were going up... you want to buy now... if you knew prices will drop you will wait.  a big reason for the run up in prices from 2000-2006.

no, in fact if i can't get in the first three i will have to look elsewhere cause my lease expires at the end of june (they are raising my rent another $100 if i re-sign, and $250 if i go month to month)... i don't want to rent anymore.  The fourth phase, starts in oct-dec (i was originally told...

uh... not sure why you're getting upset, if you read my post, i did register and pre-qual... and they told me phase 1 and 2 are sold out... and to wait for their call.  my original post was just of my shock at the situation and my second post was to ask if people have seen the same with any...

well... i don't know if they are playing games... but you talked to people at maricopa...  that starts at high 700k?  san mateo starts at 560k, also, i've been to the sales office 2x... and although this is anecdotal... i saw that old couple what wanted to offer cash... i saw someone leaving and...

for those of you who bought in woodbury east, or stonegate east last year... was it this crazy?  did the first 3 phases sell out that quickly?  from posts here on these forums, sevilla's first phase sold on the first day but the rest has been slow to move... (they even put the 2nd phase on the...

so my wife and i decided that we want to buy a san mateo home... plan 1 or 2... so we went online and did the priority registration, and did the prequal... and got a call the next day from the loan agent saying we were pre-qualified.  although we knew 4 of 6 homes in phase 1 were sold after the...

1) primrose - 289 hoa, 4143 mello roos, 5564 base tax 2) sevilla - 244 hoa, 3726 mello roos, 5586 base tax 3) san mateo - 110 hoa, 3543 mello roos, 5869 base tax the hoa is monthly and mello roos and tax are yearly... base tax rates are all 1.05%...