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    Irvine Ranch Newsletter - Part I

    "As we head into the new year, inventories are starting to decline, which means that sellers will be less willing to negotiate when the current housing freeze begins to thaw - which I foresee happening around spring." <p>This sales pitch is unhinged from the drastically different reality...
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    Stay or Sell?

    halfnote19, Unless you were planning on forking over your hoped-for appreciation windfall to the bank when you purchased two years ago, you should not look to the bank or elsewhere to find a bagholder. If you have the means, hold on to your "bag" since you alone are responsible for it...
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    For those waiting to buy: What are you using to hedge your money?

    irvine_grad, My wife and I are tracking the Irvine real estate market looking for an opportunity to purchase later this year or in 2008. We are holding our down payment money in money market and savings accounts. Countrywide's Savingslink offers 5.40 APY for balances of $50k+ (<a...
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