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Unlike most topics on this board, this one I have lots of expertise in. If you have 2 cars+ in the household, one should always be an EV or plug-in hybrid. Otherwise, if this is a 1 car situation, do this: 1) Do you enjoy performance exhaust sounds? If Yes, get an ICE or performance hybrid...

If the cash buyers are from China or foreigners, then yes it will. The higher rates will overall lead to higher USD and weaker purchasing power from the foreigners. Yes, some of them are just corrupt MFers and can bribe their way over here with enough money, but that behavior will come down as...

For the record, I'm still predicting 8% on the peak for mortgages (not yet at peak this cycle). Per Esther George's final parting shot at the Fed, she called them out for not selling the MBS on their book. I feel the Fed will do a fake pivot by not going to the 5.1% they forecast and going where...

Well, I guess I’m never buying in Irvine.

It better… the homes are half the price

Hmmm. makes sense. How about points then? We could ask builder to load up on points?

Would a reduction in the loan balance work similarly? Assuming you use the lender partnering with a new builder, asking for the referral credit to go to loan seems like a win win.

That’s poor business practice then. It’s a new home. Why not give me more if I don’t bring a broker with me.

Is there a way to just negotiate they give that commission to you instead if you register with no broker.

And affordable housing

You’re all too funny

There’s also the required solar panel friendly regulations recently too. I just visited Lapis and Sierra and they have paused/slowed all new phases as they have too much built inventory. The joke is if they cut 100k, they would still be over priced given the location. There are some existing...

Sadly, I don't think they could afford to do that even if they wanted to. Costs are just so high to build these days.

He isn’t… I’m talking the population, not the politician. That’s what I’m trying to say. As in most republicans in California are fine with gay marriage and support welfare programs and unions, like most moderates of both parties in this country do.

This This is California… our GOP is the moderate Democrat. Our Democrats are socialists and communists. This is what non Californians tell me regularly when they relocate here for work. The fact most democrats in California don’t know this is the joke other out of state democrats say

I don’t remember a moderate Democrat doing well in any California election in my lifetime. I think the moderate will come from the GOP, which is too dumb to realize how to win is just be less extreme then your opponent.

Post Covid, they defiantly vote dumb. How many unnecessary lockdowns and business restrictions for everyone except themselves and their donors happened on a weekly basis… yet we just act like sheep and worship them for enriching themselves and hurting us regular people with no rich daddy and...

I don’t get Californian voters… so smart, yet complete idiots when voting.

Can anyone confirm if all new building in portola springs has stopped? I saw hillside workers finishing up their last units, but I haven’t seen any activity in the newer Fiore or Lapis. Hoping Cal Pacific keeps building or lowers prices.

we would be fine with that actually. Our cooking is simpler and cleaner than that of my parents. We barely use the living room, so a smaller setup there is probably ideal. I greatly regret not buying a 2000 sq ft unit in PS in 2019 with everything you just said. Maybe it’s a a generational taste...