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Don't let them push you around IR. They're fools to think they can silence so many people. If they shut you down, someone (heck I'd do it) wills start up another one.

My wife is a dreamboat who'll wait as long as it takes to get the "most perfect" deal possible. Guess I'm lucky. We'll just keep renting until there's a rent/buy ratio that makes sense.

My point wasn't as to whether these places were appropriately priced - they're of course pretty nutso overpriced - it was differing with those who intimated that it would be impossible to live in such place and completely undesirable. Even if not like downtown, NYC, there's a LOT less driving...

Plenty of the condos are selling below original price, by six figures on the larger ones. A lot of FB's in QH.

God yeah, who'd live in one of these places over a nice place in Laguna up on the hill with ocean views? Less house, for sure, but such a better location.

Those houses are not expensive enough in raw dollars to be remarkable around here, so I'm not sure why it's worth bragging about. But, even those of us that can afford them don't like the feeling of being suckers. You know, though, Big Bird, if you want to be violated by a corporation it...

Yeah, one of my favorite message boards is www.urbanplanet.org which is filled with urban development fans. There is, for obvious reasons, no thread dedicated to Orange County or Irvine. But, I've learned tons from it, including an appreciation for urban living and the importance of its...

Yeah, there are, of course, tradeoffs. I prefer a short commute and an extra hour or two a day to being able to open my windows. Plus, there are plenty of units where you don't hear anything on the interior. I'm sure there's a price tradeoff associated with those differences.

Not by walking, but driving only a fraction of the distance they would if they lived in more suburban Irvine. I would be 0.2 miles from work instead of 7 or 8 if I lived in one of those places. That's a 16 to 1 reduction in commute. I used to live in a high-rise in Charlotte and walk to work...

About the only area where I disagree with most of the board members is on urban (or urban-like) high rises and traffic. Perhaps intuitively people point to them as worsening traffic. But, given their location close to places of employment and major thoroughfares, you actually get a lot few...

I can't believe that there are still that many empty-headed suckers out there. RE dropping like a rock, news stories to no end about fraud and the danger of I/O arms. Give them a shot of lower interest rates and they all rush back into the burning house. What's the average savings of a 50...

Dear hs_teacher: You still have to make payments on that HELOC. And, they can still go after your other assets to satisfy the shortfall since it's not a purchase money mortgage. Hopefully you're not opposed to working past 65 years of age or living like a pauper until then.

I don't really have a message for them, I let the market do the talking. Of course they seem to be really slow to respond. I just went to an open house in Turtle Rock and was aghast at how asking prices are not just high, they're pretty much ridiculous.

I think most people try to keep their house with the same naivete they used to purchased it:http://money.cnn.com/2007/12/13/real_estate/payday_lending/index.htm?postversion=2007121412You can expect that very few have the chance to make an amoral decision. It all happens too fast when you're...

A better idea would be to reset the rate at current 30 year fixed rates, but only if they've a perfect payment record. That way they don't benefit any more than if they could have refinanced. Their penalty will be in the loss of equity.

Price. If you can get where a 10% downpayment means you only have to borrow at the conforming loan limit. But, I'm thinking you don't want to hear that.

Contribute up to your matching % in a 401K and no more. 401K's are going to be taxed as ordinary income in the future and tax rates will be a lot higher. Outside of the account, invest long-term money in a broadly diversified, low cost index fund. Invest short-term money in an E-trade 5% rate...

<p>And a patent attorney...who specializes in the medical field.</p> <p> </p> <p></p>

I didn't attend, but they're out of their gourd if they think they can sell at those prices. I think the whole 92612 hi-rise condo area is going to get hammered in the next few years. There's maybe 15 people living in each building, all the rest are investors. Avenue One's going to have the...

Downtown Charlotte, NC. Look at the units in a building called Courtside. I think those can still rent at a profit and the city's growing like gangbusters. Also, they didn't have the crazy frenzy boom that the OC did.