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Look up your property on the OC Assessor's site if you're worried:http://tax.ocgov.com/tcweb/search_page.asp Your annual tax bill is due in two installments every year, so don't worry about getting hit with a whole year all at once. Partial years are pro-rated. If you have a home loan you may...

There are some niche low down payment non-conforming loan amount programs out there, e.g., Doctor Loan offered by Bank of America, Wells Fargo, and others (for Bank of America it's 95% LTV up to $1M and 90% LTV up to $1.5M; one applicant needs to be M.D. or D.O.). Sometimes the regional lenders...

It would be good to get a quote from three lenders and compare. The big lenders should all have pricing for long locks. For example, Bank of America has the "Builder Rate Cap". Dimensions to compare: upfront lock fee add on rate is there a float-down option? is the upfront lock fee refundable...