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i forgot to add: i want to find something that is below $2000 a month for a 2bd.

where are you renting? I wanted to get an idea where people like to rent right now. I am living in fountain valley now and I am considering moving to Irvine and rent a place since right now its a horrible time to buy. I want to buy something around Dec 2009 but as for right now i dont know...

Also I would like to add that there are cures for bad feng shui if u can't help a bad location

Since we are in IHF how's the feng shui in Irvine? Which communities have excellent, good, bad, and worst feng shui?

my thoughts are, if you're unhappy, make yourself happy. There is that saying out there that you are in control of your own happiness and u can make it happen.

blue fire: you should ask your accountant about this. i didn't do my taxes last year but my accountant filled out a tax form that i loss money from my business (the contractor job can act as a business) and you can deduct things like some rent, utilities , expenses (car, computer, etc)...

if you work as a contractor for another company they normally give you a 1099 and you can do a P and L from business and you can deduct a lot more things. I do work on the side creating websites and it does help tremendously. Also another good deduction is claiming dependants. Do you have...

I know that it has been said many times that right now is not a good time to buy. But what about the REOs? A realtor told me how everyone wants the good deals and those types of houses gets sold within days out of the market. How true is this? also, since its sometimes 10-20% lower than the...

good point bkshopr on feng shui. I should also keep in mind the feng shui aspects when buying a house, its definitely important. What are the good feng shui areas in irvine communities :)

I dont think lake forest is that bad but its far from everything else and there isnt much out there...how is the school district there btw anybody know.

i do the 60/40 rule in terms of spending. rent is fairly cheap where i live, and i get to do a lot with our money. We have been saving for aboug 2 years and by next year we should have our 20%.I think we can save more but since we dont have big payments we tend to get carried away with buying...

I can undesrtand the credit tightening process. My husband and I have pretty good scores (over 700) not overly too much debt...I dont think our annual salaries are close to nearly what zornudo here makes but i would say its 1/4 of the house we want. We can put down 10% right now and everyone has...

still? I thought they're all gone.

How much are the lenders requiring to put down on a house now assuming you can afford the house? Is it strickly 20%? or can it be 10%?

i am in my early 30s and we are planning to have a child maybe next year. That's one of the reasons i picked irvine for better schools and parks..to settle down. To us its better to have a house before the baby... so that's why we're choosing the house first. Right now we dont have a...

hs_teacher, i am living in FV right now and on brookhurst. I totally understand what you're saying. I am looking to buy in irvine as well and that's one of my concerns, that there will be no stores/busiensses like FV and its more "boring". Are you renting in Irvine now? i was thinking about...

great, thanks. that should help me choose where to buy. I saw the homes nearby irvine university, not too impressed.