Search results

We will see if time tells, and if you are right but I have a feeling you are on the flip-side of this as a renter, and hoping/praying for a pipe dream and for prices to crash, because you did not get into the market while it was ripe for the picking. You thinking that all of us home owners are...

I wasn't denying facts re: Capella pricing, it was clearly overpriced at launch - what I was saying was that @hello seems to always post negatively about everything in general aka the market, environmental issues, sounding like an alarmist type of person.

We use them too, REALLY extraordinary dentist, the best we have ever been to.

We looked at a few models this weekend, the one that struck us as poor in builder quality was Lennar. I haven't heard good things about them either.

I have no clue what you are talking about? :D We don't even own a Capella residence, I just see your constant negative posts about the real estate market, get over the fact that you never got in early enough, and quit the sour grapes mentality. The constant negativity is completely apparent...

Anyone tried out the demos of the PS4 VR gaming? Wonder if this will be another unpopular gimmick, or will VR games become mainstream? https://www.playstation.com/en-us/explore/playstation-vr/

@hello: you must be a renter, every other post you seem to make is either critical of the home price, or is always hypothesizing saying the market will crash. Sounds like maybe you missed getting a home when the market was lower than it is now... having a case of sour grapes perhaps? Taking...

http://www.marketwatch.com/story/mortgage-rates-reach-new-2016-lows-30-year-at-3-year-low-2016-05-12-10160024 Recent article published.

That is indeed very true ;) I would think banks like BofA and WF would have to be very straight forward with their approach though, however villainy things have been in the past with the all too easy loan approvals from random lenders. But I agree with you and don't think that will ever change...

No prob! Good luck with the refinance!

Our credits scores are in the high 700's to low 800's roughly, and the LTV ratio was right around 50%, and our loan amount was 475K.

I would hope that everyone who refis understands that all the information you provided above goes without saying. Of course the rates vary depending on all of those factors, but if you don't already know that, then you probably have no business taking out a mortgage in the first place. I was...

@gld2: Those numbers there were specifically for a refi on a primary residence as someone else had asked about it, but the rental refi numbers were also good. I can't comment on the LTV as you would have to call specifically and ask them given your scenario. We got a 7/1 arm at 3% interest with...

According to the sales rep, sales were very good hear, in fact, I think they nearly sold out last Summer/Fall, so that's why they are doing a phase II.

@Woodburyowner: I'm not a lender, just simply provided the numbers based on loans over 417K - if you want to know specifics with regards to LTV's, you would need to call BofA or WF and discuss your specific scenario.

The WF rates are spot on with BofA. These are BofA's numbers: 5/1 2.75% no points 7/1 2.75% no points 30 year fixed 3.625% no points these are all for loans over 417K

2.5% is a steal, I think the rates have been low since April but an article published here confirms rates are at a 3 year low. http://www.marketwatch.com/story/mortgage-rates-reach-new-2016-lows-30-year-at-3-year-low-2016-05-12-10160024 We went with Bank of America, I'm sure if we did some more...

Went into the bank the other day to take care of some business unrelated to refinancing our mortgages, and happened to talk to a woman there who said rates are at a 3 year low. I gasped when she said 2.8%/no points on a 5/1 arm and 3%/no points on a 7/1 arm. Needless to say, we refinanced our...

If you are looking for a true American experience, but also looking for good schools, I would look into renting a place in La Ca?ada Flintridge in L.A - I wouldn't even come to the OC to be honest. L.A has SO much more in terms of culture, diversity, and places to see and explore in L.A vs OC...

I think the question whether to buy now has very little to do with interest rates, inflation, and whether or not the home will appreciate it value as no one can ever predict these things. Everyone was saying that the rates would go up a year ago, and aren't they still as low as ever now? But...