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  1. Sam78

    Question on how much loan I can afford

    I agree with the above posts. There are some townhomes in Baker Ranch in the 400-500K range. We did not check it out, but it sounded like those were selling quick. You may want to check it out. My 2 cents: keep a savings goal of 20% down payment. Once you reach that goal, start shopping for...
  2. Sam78

    Loan Shopping Advice for 30yr Fixed Loan

    Hi, I just wanted to playback some of my research / decisions regarding the loan and wanted to seek advice from the cyber friends. Background: Had a student loan 8 years ago with Wells Fargo; paid it out within a year. No outstanding loan; first home. 790+ credit history. Saratoga property...
  3. Sam78

    when is a good age to start swim lessons

    Cool. I signed up for the same Sat 10AM classes today at Woollett center. Last week was our first class; we were amazed when we saw 200-300 kids in various ages swimming at Woollett center last week.
  4. Sam78

    2nd hand smoke

    Can you complain to the HOA? Can you talk to the neighbor and let them know of your trouble?
  5. Sam78

    Umbrella Insurance

    Wow!! I will take one along with my HO insurance.
  6. Sam78

    Orchard Hills - Corte Bella by Irvine Pacific

    This is what I got..
  7. Sam78

    Need advices from Saratoga buyers!

    Hello my friend, We recently bought at Saratoga II. We compared Bakers Rank Park View, Portola Springs Colibri and Stonegate Saratoga. You can see my whole thread when I asked for advice from the TI friends here:http://www.talkirvine.com/index.php/topic,11449.0.html Pros and Cons of Saratoga...
  8. Sam78

    Orchard Hills - Corte Bella by Irvine Pacific

    I like Plan 3. This is very similar to Yosemite in Baker's Ranch Parkview community. Except that also had a loft in second floor. Any news on the pricing?
  9. Sam78

    Orchard Hills - Corte Bella by Irvine Pacific

    Master bedroom in first floor... is that a good thing? from resale perspective? I thought people get turned if they see Master in first floor.
  10. Sam78

    Help deciding our new home in Irvine

    I escalated to Dan Young (president or something) via email. He setup his VP and Dir of Sales for a telephonic discussion. They apologized and provided me some options. They assigned a different manager and she went a long way with their customer service. I chose a few options that I liked and...
  11. Sam78

    How does Irvine Company Prioritize buyers for new homes?

    This is true. I was in Stonegate - Saratoga. They kept saying all Plan 1 homes are sold. I kept calling every now and then. One day they said, we are planning to release new homes this weekend. I called them up Friday morning, 1 day before release. They said the usual, "You are in our priority...
  12. Sam78

    Help deciding our new home in Irvine

    He hee :P
  13. Sam78

    Help deciding our new home in Irvine

    The only problem is that my wife loves Saratoga for whatever reason. She has almost mentally moved into Saratoga; and I hate to disappoint her for this stupid problem. I will wait until Monday to see what the sales manager brings back to us. But I will make sure that everyone in that company...
  14. Sam78

    Help deciding our new home in Irvine

    Wow thank you, qwerty. I did not understand what PS9 meant by, "Pull a qwery". But now I do. I will PM you.
  15. Sam78

    Help deciding our new home in Irvine

    Thanks PS9. There are two agreements that we signed: 1. Reservation Instrument: This just indicates that we have put in $15K towards reservation of the specific unit. There is no deadline set. No binding price. "Either party may, at any time, cancel this reservation instrument without incurring...
  16. Sam78

    Help deciding our new home in Irvine

    Hi Socal, No, this is a fine print that is in all pricing / sale sheets down below. I have seen this in all communities in Irvine. It goes like, "Irvine Pacific reserves the right to change price, material, design and specification without prior notice or obligation."
  17. Sam78

    Help deciding our new home in Irvine

    Crazy thing happened today. We had decided on Stonegate / Saratoga Plan 1 at $809K (2012 sq ft); and took back our deposit checks  and reservation at BR Parkview and PS Calibri. We went back to Saratoga today to ask a few questions ("Can we upgrade the cabinets to solid colored wood, instead...
  18. Sam78

    Help deciding our new home in Irvine

    Yes, Saratoga is in extension II. Its the last but one phase, and then they will sell their model homes. Does JOST mean Jeffrey Rd? Yes, it is very close to Jeffrey Rd.
  19. Sam78

    Help deciding our new home in Irvine

    We visited Sage and Springhouse today. Sage II was good. I liked Plan 1 (1697 sq ft, $702K, cheaper) and my wife liked Plan 3 (1975 sq ft, 788K, better floor plan). Included Solar system. The model with tiles throughout first floor was well designed; there was a good flow. With upgrades, this...
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