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  1. etheran_IHB

    Graphx do you have a time series chart on rental growth rate versus interest rates and interest rate versus median home prices?

    Thank you irvinerenter. How sustainable are food and energy prices when wage inflation is not growing? For example, we just saw the huge spike in oil prices, metals, and agriculture collapse when the economy turn south. What is the actual cause and effect here? Do we need spending power for...
  2. etheran_IHB

    Graphx do you have a time series chart on rental growth rate versus interest rates and interest rate versus median home prices?

    What I am struggling with is inflation. Inflation should help real assets but homes are finance based real assets that should behave inversely with interest rates. I am wondering if rental rate growth rates escalate with inflation or not really. Thanks.
  3. etheran_IHB

    105 Tearose and 33 Coriander in Quail Hill

    What is a pocket listing? Does the seller pay a lower fee? If you are a seller - why would you agree to a pocket listing?
  4. etheran_IHB

    I cant' decide to buy or wait?

    Look, Prices are definitely overvalued. But prices can correct itself by falling immediately or not increasing for a long time until rental parity comes back inline. Therefore, you have to determine which one it is going to be. If you think flatline, then buying now is not bad given low...
  5. etheran_IHB

    West Irvine Comps

    We purchase last year but chose turtle rock over other neighborhoods further north because of hotter weather the further north we go. We are kind of on a hill also so I guess our place might be cooler than most since we get a breeze. Our summer bills are less than $35 bucks a month.
  6. etheran_IHB

    Is there anything decent I can get with my income and savings in Irvine?

    Vaseline, It probably affects a kid more after settling at one location for while then to change 7 schools in one year. I have one relative and one friend who have just been byirely different people after moving away from their friends. I however do think it depends on the individual.
  7. etheran_IHB

    35 Malibu-Northpark

    Sounds like he wants to buy the place. If he is a neighbor, he wouldn't want the price to be low because that is the mentality they have.
  8. etheran_IHB

    Refi

    Thank you for the feedback on PenFed. Very much appreciated.
  9. etheran_IHB

    Pentagon Federal Credit Union - to refinance

    Thank you for the responses. Much appreciated. I am going to give it a shot. Thanks again.
  10. etheran_IHB

    4.2% 30 year fixed refinancing

    Where is the best place to get a Jumbo loan for rates? I have a LTV of 75%. I have gotten some feedback on PenFed, but I was wondering if there is an easier process. BTW, I just recently got car insurance with Ameriprise thru Costco and pricing was much better than State Farm. I don't know...
  11. etheran_IHB

    Refi

    Have anyone used Pentagon Credit Union to refi their mortgage? I am looking to refi my loan but is uncertain if going thru a membership etc actually works. I think IPO mentioned that he actually applied to be a member and he became one by paying a fee to become a member. They seem to have...
  12. etheran_IHB

    Pentagon Federal Credit Union - to refinance

    Has anyone use the Pentagon Federal Credit Union to refinance? Also has anyone tried to become a member by paying a fee? If anyone has, please let me know. What are the major criterias? I have a jumbo loan with probably 75% LTV. Thanks.
  13. etheran_IHB

    When are we going to see mortgages rates going up to 8-10%

    Rick, Don't take this blog site too seriously. I like to read it once or twice a week on my blackberry. My wife reads this all the time though. I just find the replys etc so funny. There are a bunch of people here that would post short neg comments and take themselves too seriously as...
  14. etheran_IHB

    When are we going to see mortgages rates going up to 8-10%

    I guess the question should be more on your investment horizon. If you are planning to make a 30 year investment then buying a house now is probably not a bad idea. If you are going to track it like stocks in real time and looking to sell it, you should invest using rental parity. But rental...
  15. etheran_IHB

    Irvine Parking Problems

    Can someone clarify what is the official rule on number of cars/parking spots for a sfr with 3 or 4 bedrooms? I have a 5 bedroom place but only a three car garage. my drive way is big enough for 3 more cars so would that be considered 6 parking spots or just three? Just a curious question.
  16. etheran_IHB

    neighborhoods and builders

    Graph, What do you think of fieldstone homes?
  17. etheran_IHB

    Back yards

    Consider the concordia tract in turtle rock. I purposed looked for a place with a large backyard and you have them there. Also, you can play with your dog or kids at concordia college literally behind your backyard in large grassy lawns, tennis courts, and basketball courts.
  18. etheran_IHB

    What if Bren did not buy the Irvine Company?

    Think about how tic operates. They should always wait until prices are back higher. Why crash your future sells? It is like blackberry selling pearls 50 percent lower since sales have slowed. That might not be a good example since cellphone prices fall over time. One example of how companies...
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