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  1. M

    Who bought the 2010 home?

    Just to updates ..... I didn't go with the builder bank (BOA) The rates is Ok with the incentives, but they just don't work to negotiate as they promised after I show them the printed offer from another bank ... anyway they are the big banks with high fees. I get to save a few thousands, if I...
  2. M

    Unethical agent

    I really like a home and the asking prices was $650k listing outside the home, ..... I called the listing agent and I told her I want to offer $700k and she told me that she had submitted the offers to the bank and the highest is $670k and she will put me as a backup ..... and she told me to...
  3. M

    Montecito / Sonoma / Carmel Pricing

    Good advices mates, I will think about it ...... I hate stock but I receives free stocks every year, just never bother with them..... My wife loves stocks, she get them for birthday gifts. I still prefer to burn my money in Irvine, don't have to worry for me .... I promise to be strong if my...
  4. M

    Montecito / Sonoma / Carmel Pricing

    Hi Irvine2Irvine Thanks for sharing and I like the way you put it "I think this forum is more for educating people so we don't get hit by surprises.  As long as we make an informed and we know what we are getting into, then we should not have to regret our decision". It used to be a insulting...
  5. M

    Montecito / Sonoma / Carmel Pricing

    I think you have to be at least 6 to 10 homes away from Sand canyon and trabulco intersection from my experience to block out most of the noise.
  6. M

    Montecito / Sonoma / Carmel Pricing

    There are always problems with a home no matter how you see it, Montecito/ Sonoma/ carmel  or ...... I talk to many owners that bought the new home in person in WB, WBE, PS and crystal cove about what people in the forum are talking about. Not trying to be sarcastic, Most of them laugh and...
  7. M

    Who bought the 2010 home?

    I got Sonoma Plan 3, builder options and outside contractors ..... are about 100k. Mike
  8. M

    Who bought the 2010 home?

    I 60 days lock at 4.879% for 30yrs fixed, buy 1 pts with BOA and $1500 incentives, But my friend can get me without buying points at the same rate lower fees, about $2000 cheaper than BOA.
  9. M

    Who bought the 2010 home?

    I won't rush to move in maybe two month after escrow. I locked my interest rate today and did a calculation of the house and all other stuffs... add up to $1,020 0000 for Sonoma. Mike
  10. M

    Who has moved in to the 2010 Home Collection?

    Sidewalk, is one of the main reason I go for Sonoma, I like Vila Rosa but my wife don't. The side walk also let you able to park your car outside the garage and not on the Streets. It will be nice to have a park and a small pool nearby. Mike
  11. M

    Is it necessary to do a new home inspection?(2010 Woodbury New Home)

    I will definitely get a pro inspector for my new home ..... to make sure. The builder sale people are very nice to you when you bought the home and only want to close escrow and move on. They did forgot a big item and have to refund us the different, luckily that is something we don't want in...
  12. M

    4/3 Single Family Homes

    Most of the home are sold in the 2010 collection, can't be just a few of us.
  13. M

    Major misconception of the average Irvine home buyer

    I wonder too, but for my case my new home neighbors are mainly Asian .....  Frankly speaking, I hope the numbers will be 50/50 rather than 80/20. Most of those home are around 870k and add upgrades it will be around 950k. ... with 500k down you still need to loan 450k and monthly will be around...
  14. M

    Who bought the 2010 home?

    Wonder how much upgrades people put into the new homes? 10% Mike
  15. M

    Who bought the 2010 home?

    The total cost of my upgrades will be included in my total price ( I checked with my escrow company  :'( ) that mean I have to pay tax for the upgrades.... even I pay in full for my upgrades before the close of escrow, I only get CC pts. Look at the bright side the upgrades tax will be tax...
  16. M

    Who bought the 2010 home?

    I'm surprise too when she ask for the CC or check for the deposit and told me if I want to pay for all the upgrades with CC then I need to pay earlier in May when I pick my last stage of upgrades. I think my upgrades with the builder's design center will be around 50 - 60K and I will need to...
  17. M

    Who bought the 2010 home?

    There should be more new buyers as most of the new home release are sold ...... Congrats. Just wonder how much new home owners spend on upgrades? I paid my upgrades deposit, using my credit card to earn points for Sonoma ....They also allow to pay the full upgrades with credit card in May. Mike
  18. M

    $10000 tax credit from May 1

    Wonder will there be a cap as my new home will be around 980k  :-*......
  19. M

    Sand Canyon traffic

    I don't think, water feature will covers the noise on sand canyon during rush hours or near a school ...... You need to look for a water fall <!-- s:o -->:o<!-- s:o --> LOL The best way to know, just stand at the location at rush hour and hear for yourself. I will trust my eyes and ear more...
  20. M

    Likes/Dislikes of 2010 Collection

    For the Sonoma home I bought Like No neighbor facing and looking into my backyard and master bed room, no windows facing my neighbor windows from the sides. Not on Sand canyon and have view. Separate dinning area next to the kitchen & CA room but not next to the great room. 4 bed room + 1...
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