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BTW, what about landscaping??? What I am buying is a detached condo at San Mateo.. So I guess there should be not much space to work on... Is this something I can do my self?? I am thinking to get a shovel and some plants from wallmart and do it myself???? I've never done any gardening though...

Oh I see. Thanks. so if they quoted 5-7.5%, if you go with private contractors, you can lower it to 1.6-2.5%??? I heard builders charge you 300% of what private contractors charge in most case???

Thanks. I think I am buying one from San Mateo. :D

Sorry for keep asking but,... if I buy without any upgrades and do the upgrades later with contractors, how much would I be spending??? I mean by average how much do people spend on a 570K home for upgrades after purchase???? I just need some number so I can see if I can afford a new home...

So you mean, I can buy it without ANY upgrades???? I mean, for the exact price that is printed on their brochure???

So I can buy one without any upgrades? I thought you have to buy some certain upgrades... Your base price was then about 530K ??? Their current base price is 560K for plan 1 and 570K for plan 2. I thought the home price is going down these days....

I was meaning the upgrades that you have to purchase to close. I thought there are some upgrades (like basic flooring) that you have to buy or they won't let you buy the home.

You mean the "quote" for standard upgrades (Upgrades that lender or builder force you to buy)?

So what upgrade did you get? Or how much are you going to spend an upgrade? Can you tell me what will be the final total cost to own this home? I can probably spend upto 600k for evrything but i am not sure if its enough...

Oh, I now see what you mean... Plan 2's great room has only 3 proper walls. But I really need corner unit so I guess I have to give up plan  1.  :( I was looking at a condo in north park priced at 590K. I thought I was going to save a lot on HOA and MR if I buy in north park then I found out...

Do you know when is the move in date for San Mateo 5th phase? When will they start selling 6th phase??? By any chance do you know which phase will give best location??? I'd like to get the one with next to the park or at least one at the corner... How do you pick the best location anyway??? I...

Sorry for bring up this old thread but I did not want to start a new one. I am considering to buy a San Mateo property. (560K - 570K) Because I've never bought a home I don't know how much I will have to spend to get upgrades. Can you guys just give me some rough numbers??? I am thinking to get...

Thanks! That was a good thing to know indeed...

What do you mean by "close to parity"? Sorry that I am so ignorant with this subject...

So which city is the good place for investment? Where can I find a detached, not too old, no MRs and low HOA homes at between 400K and 500K (or between 500K and 600K)? Why do you think PS could show best appreciation? Thanks.

Interesting. For some reason, I've been thinking that a driveway is important. (Maybe I wanted a space to wash my car?? Is it even allowed to wash your car on your driveway in Irvine anyway???) And your quote made me to re-think about it. Right, I am not going to spend that much time on my...

Thanks. I somehow don't like portola spring very much and wow their MRs are so expensive. U was shocked by MR of primrose. Over $4000 per year???? San Mateo has better MR but it's still over 3K per year.... I am not sure if it's worth....

OK, I am interested. detached for $550K??? This one has  my attention now. What's the HOA and mello roos like? And when people buy a new home, do they usually buy some upgrades? I am not sure if I can buy any upgrades because I say 550K is my max. I don't think I can afford any more upgrades...

I had 3 years of military experience. I was a fairly good shooter back then but since I am much older and have less sharp eye now, I am not sure if I can be as good as I was once. :D

If you expect hyperinflation, then isn't it a good idea to buy a home instead of putting cash in the bank and watching it becoming toilet paper???