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There is value to HOAs and MR though. We came to grips with it after not finding anything we liked in the areas. We don?t like that our money disappears into the HOA/MR ether, but in the end we are fine paying it as we are planning to stay in the home for a while. Perhaps indefinitely if we...

Yes I can confirm that we were not offered anything if we impounded.

We went 10% down and have no problem paying the PMI. Most of our money is in savings and we don?t want to touch it. 10% on our house is around 70k so that was a barrier for us to get into a home in a market like Irvine. We would have had to wait another year or two before we could go 20% down...

True, but when we spoke to people at Novel Park and Levity most people disliked the apartment style feel of the 3 story type units. Levity more-so since it also has the U-shaped parking arrangement. I?m also confused why the HOA is so high at Levity. There?s only that one communal area right...

No Idea. We move in next week so I?ll check. So if we are under that threshold we should be able to get this price of 12k + TTL. We pay plenty of taxes so tax credit works similarly. Can anyone comment on the lifespan and maintenance costs of an EV vehicle? Seriously thinking more about this...

Are these prices in theory or are people actually getting these prices? Also what is level 2? Looking at what the builder called an EV plug it just looks like a standard 240v outlet. Not sure if there?s anything more to it than that.

Do plug ins go cheaper than straight EVs? Never thought about getting any type of EV vehicle until getting our house honestly. My wife only drives about 20-25 miles a day so no problem with range.

Our new home came with an EV plug upgrade. Didn?t have a choice. What is currently the cheapest EV or plug in hybrid available that isn?t garbage? We drive civics and corollas and never spend much on our cars. We?d be interested in getting one EV vehicle, but it?s the price that deters is...

I?ve thought about it. Do you have to purchase before you move in or can you do it anytime? I don?t think I?d need most coverage until at least a year in.

I got the 2019 buying guide for free online through the OCPL and LG are at the top for predicted reliability, Samsung next. That goes against what everyone says about those brands so it?s difficult to get accurate read on them.

Which ones did you go with?

We've been shopping for a fridge and washer/dryer and have bounced around a lot as we've been getting different advice from a lot of people, resources, reviews etc. We would like to buy from Costco since they give the extended warranty if you use their citi card. Return is also easier with...

We actually pay less than that for unlimited family plan. Or maybe consider porting one number over to try them out maybe. But it?s about $8 more per device than what we?re paying after our discount plus one line is free on our account.

Download mark your spot app and make a report. cant hurt

I?d rather find a new job closer to where I want to live. Even if it meant a drop in pay. The most valuable thing you have is your time. That?s what my wife did. She wanted to live in a safe city like Irvine so she only applied to jobs near Irvine. Once she got a new job we started looking...

That is why I?m worried about PS. We?ve noticed bad ATT service in Irvine and when we talk to people a majority have Verizon and have no problems. So I wonder if ATT just doesn?t care that much since they?re not likely to pull over any Verizon customers by slightly improving service in the area...

We do that now. I also use google voice as my main personal number and my ATT for work. It?s more for when we?re in the area. Let?s say our kid when they?re older goes to the park with their friends. No signal would be a big deal in that case.

I?ve notice cell service for ATT is terrible in PS and parts of GP. Also in many parts of Irvine compared to Verizon. There is a new cell tower going up on Modjeska, but it looks like Verizon. Has anyone else notice this? There were a couple homes that we had no signal at all which is a deal...

Are any of the affected areas built before the asphalt plant? I?d say they?d have grounds to complain, but I agree that it?s partially the buyers fault for not researching. But then again it?s hard to research such things, especially this one since from comments it seems like it?s mostly worse...

I think the actual problem is the use of multiple score calculations for different types of loans. Your standard credit score will not be the same as the score type used for a mortgage application. Even if you get the full report and score, that?s just the standard scoring calculation. FICO II...