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WSJ today: Orange County -18.4% change in inventory, 4.2 month supply homes, -4.2% change in price, 9.1% jobless rate ______ Have access to CFOs of area's big home builders... some consensus that government will continue to fund home buying and home builders pick up building, commercial...

Seems like IRS doesn't have the system, time, and resources in place to verify the documentation. People saying refund comes within 6-16 weeks of submission. I got mine within 6-7 weeks. Btw, USCTrojanman, you're not a CPA... yet Maybe should revise your name. USATrojanManAlmostCPA

Moreorless it boils down to I am not legally obligated and if I pay or offer to split the cost to put the akwardness in the relationship between a friend of a friend. The referring friend knows of the situation and doesn't care either way.

Actually couldn't the second bank have used the first bank's appraisal? Per Fannie Mae: The lender may accept an appraisal prepared by an appraiser for a different lender, including where a mortgage broker has facilitated the mortgage application (but not ordered the appraisal)...

$473

I purchased a home mid-August. I first went with Wells for the loan. However due to some personal issues, it did not go through. I had to go with BoA. Before I started the process with BoA, I asked the mortgage officer, who is a friend of a friend, if I would be hit with any fees since my...

Slightly off topic but anyone know of someone install a water softener?

My environmentalist friend said the best bang for the buck is a solar powered water heater.

There are federal tax credits available. There may be some rebates or credits for California (I know it started in San Diego as a test pilot program). Are there any bans from HOA or city of Irvine for solar panels? The Chinese are fighting to be the low cost provider of solar panels. The...

Just stopped by the BoA near Barrance and Yale, they have a tent with people saying free foreclosure list. Didn't have time to stop by. What do you think the marketing ploy is there?

My boss said the "rebate" issue is fairly common in the real estate world. (We do work for largest real estate developers and companies in OC and LA.)

I think it's a difference of full-service (IR) versus part-time full-service (Trojan) and bare-bone services (Redfin). Each have their own offerings and prices. IR seems to have an annoyance with Trojan for his "rebate" (kickback has such a negative connotation). I am surprised that...

JD, that makes sense. Fact and opinion are two very different things. It would be a bit dangerous legally. Note, I never used his name in the the thread - only if you want a PM. To his credit, he was nice upfront and during the time we were with him. It's just this situation...

Btw, is there any thread of a list of "evil" or "inept" agents? It might be helpful. Of course there should be some control, confirmation, or voting of information on there to prevent false slander.

We closed about 2-3 weeks ago. USCTrojan told me one has to actual expend efforts to search for me in particular. I have not been in contact with that agent for over 3 months. I made no mention of the agent's name or company to any latter realtors, so he must have searched for me...

Well, he explained things along the way, but sometimes a bit more than we wanted. He's a bit long-winded. "Orgopeach, was this email out of the blue or you had you two kept in touch?" This was out of the blue. We had not emailed in several months, and he removed us from the automatic...

Actually to put it in retrospect, I am a prospective client to the realtor. In the business world where I work, we spend time, effort, and expense to pursue and/or keep clients. If the client and I don't match well together, don't have the expertise, or botch the job, we don't get or lose the...

I had a post earlier about buying a home in Columbus Grove. I mentioned I went through a few realtors before buying a home with the last one. Realtor#1 was a nice gentleman. He wasn't exactly our style. After a few months with him and after he lost our personal and sensitive financial...

If you are saavy enough, you might be able to negotiate without a buyer's agent and talk down the fees in lieu of them having to pay the buyer's agent.

roundercorners, having a history with BoA, it added to BoA being able to lower our interest rate maybe about a quarter.