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    recession fears

    <p>Just want to clarify. Deflation for Japan was OK, because it did not lead to a collapse in employment. Deflation will not be OK for the US, since our economy is 70+% based on consumption assisted by financing. Deflation will make existing debt to expensive to carry. A prolonged deflation...
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    recession fears

    <p>During the so called deflationary decade, most of Japan's average citizens have actually seen their standard of living improved. True, the GDP, wage growth, corporate profit, stock market, and property value have suffered. But its only economic statistics and nothing more to most Japanese...
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    Investment brokerage rates vs. mortage rates

    <p>The benchmark used to set your brokerage margin rate is the Broker Call Rate. It is currently at 4.75%. It's not the Fed Fund, nor the 3 month LIBOR rate. So benchmark rate + 1% is actually 5.75%.</p> <p>It is possible that you could get margin rate at 3.95%, maybe even 3.75% (benchmark...
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    Bernanke urges banks to forgive portions of mortgages

    Haha..Mr. awgee, with your compassionate approach to our nation's financial problems, the Fed should consider you as one of their voting presidents. No, make that the chairman. Better yet, run for the President with that, and be the President of the U.S.. Please do not forget your buddies at...
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    Bernanke urges banks to forgive portions of mortgages

    <p><em>March 4 (Bloomberg) -- Federal Reserve Chairman </em><a t_delay="50" t_above="true" t_static="true" t_bgcolor="#ddedd9" t_fontcolor="#000000" t_width="110" t_fontface="Verdana,sans-serif"...
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    I wanna be a bond vigilante

    <p>Me, too. I was very unhappy with our Fed's reactions. I don't know what's going through their mind, but I do need to be at peace with the reality which I have no control over. So, I came up with a few possible rationale that I could personally understand and accept.</p> <p>The fed is...
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    I wanna be a bond vigilante

    <p>Trading desks of brokers/dealers routinely have short positions on certain fixed income securities. More often than not, it happens to facilitate customers' trading activities, if the trading desk believe it can restock its inventory later, at or below current market price with ease. It is...
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    Investment Options When Saving For a Home

    <p>My guess is that CR's content itself is fine. The sites with the "perceived" problems are those political oriented sites which share the same .blogspot.com address. </p>
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    Investment Options When Saving For a Home

    <p>lawyerliz,</p> <p>I think how oil is priced has symbolic meaning in which currency is considered "the" reserve currency of the world. The means of exchange which everyone on earth has faith in. </p> <p>I really miss Calculated Risk. Unfortunately for me right now, I am in a part of the...
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    Investment Options When Saving For a Home

    <p>The rumor of some OPEC members want to reprice oil in Euro may have a role, too. If oil can go from US dollar priced to Euro priced, it sure can go from Euro priced to gold priced. hehe, I know it's a stretch, but it has happened before during global chaos (war) and just might happen again...
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    Investment Options When Saving For a Home

    <p>On the subject of the IMF's pending gold sale: If you don't mind reading something written by Jim Sinclair, a notorious gold bug, below is taken from his site <a href="http://www.jsmineset.com">www.jsmineset.com</a> . One could easily disagree with some of his views, but he dose provide...
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    New Fed paper: Liquidity, Monetary Policy, and Financial Cycles

    <p>Graphrix,</p> <p>Bill Gross of Pimco, obviously smarter and more articulate than me, has this to say about "Hedgies" and their brethren's impact:</p> <p align="justify"><em>"But today’s banking system as pointed out in recent Investment Outlooks, has morphed into something entirely...
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    New Fed paper: Liquidity, Monetary Policy, and Financial Cycles

    <p>Nude,</p> <p>I have no issue with investors making or loosing money with any vehicle they choose. I have an issue with entities (hedge funds or otherwise) acting as financial intermediaries, levering, multiplying liquidity that resulted in reckless lending which lead to bubbles. My...
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    Investment Options When Saving For a Home

    An alternative to a bank issued CD is the corporate bond of the bank, for amount over the FDIC limit. You almost always get more yield for taking the same credit risk. The only thing to watch out for, is to make sure your broker/dealer didn't mark-up the bonds too much before they sell it to you.
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    New Fed paper: Liquidity, Monetary Policy, and Financial Cycles

    <p><em>is an investment club with more than 15 members a hedge fund? a family office? </em></p> <p>Most of them don't , but if an investment club uses a prime brokerage account and has access to any loan other than regular margin loan (fed regulated), then I would like to think yes.</p>...
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    New Fed paper: Liquidity, Monetary Policy, and Financial Cycles

    <p>Good point, IrvineRenter.</p> <p>I know next to nothing about how to govern or regulate. I do think they need to start somewhere. One possible idea to regulate the hedge funds, is to define and create a sub-sector within the Investment Company Act of 193X. I think any entity created for...
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    New Fed paper: Liquidity, Monetary Policy, and Financial Cycles

    <p>Not sure how valuable this study is. Its definition of US financial intermediary only includes the traditional US banks and investment banks. The shadow banking system (unregulated hedge funds) has played an as large if not larger role than the traditional financial intermediary in...
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    What's going into escrow - Irvine and maybe some Tustin too

    <p>IPO, Not trying to be condescending in by previous posts. Just sharing my views. Trading has been my trade for 16 years. </p> <p>I was told from day one "Kiddo, there are two types of traders on the street, there are bold traders, then there are old traders, but there is no bold and old...
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    What's going into escrow - Irvine and maybe some Tustin too

    <p>For dcades gold has not had any real use/demand. European governments were systematically selling gold in open market. Major gold producers/miners did it in the forward market and created a enormous hedge book. These trends lasted a long time, but their time had come and gone. The trends...
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    What's going into escrow - Irvine and maybe some Tustin too

    <p>As the old saying goes, "Short term, in the market, there are those who don't know, and there are those who don't know that they don't know". </p> <p>Any event and it's "immediate" reaction anticipated by you and I, is mostly discounted by the market already, by the time we form our...
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