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  1. L

    How low can we go? 30 yr fixed at 3.75% with no fees...

    Dangers of Japan 2.0.... http://www.pimco.com/EN/Insights/Pages/Zero-Based-Money-Risks-Trapping-Recovery.aspx
  2. L

    Irvine vs Yorba Linda

    Indie you sound like my coworker. He has gotten 4 carpool tickets in the past 10 years which he claims is more than worth the time savings.
  3. L

    Broadcom moving to Tustin - better buy at columbus square before prices go up

    Does that mean Columbus Grove will start offering basements?
  4. L

    Great Park Neighborhoods break ground

    Honestly, I hate living East of the 405. <-- Former LA West sider
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    What did indiedev put an offer for in Cdm?

    IHS - you have a little something on your nose, it is brown, may want to check that out  :P Indie - congrats on the house, we love CDM and hopefully we will join you in a few years.
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    What did indiedev put an offer for in Cdm?

    Well I am reading this on the Internet so it must be true. Personally I thought this was the home -http://www.redfin.com/CA/Corona-Del-Mar/1112-Sandcastle-Dr-92625/home/4718294
  7. L

    Home Inspector Recommendations

    We toured the Santa Barbara townhomes when they were being built (we first number 1 on the priority list - can that go on the lies thread?) and the quality of the construction was horrible. Things were not level, nails were sticking out and I even saw a few cracks in the 2x4s being used. The...
  8. L

    Remodel costs

    I'm guessing upwards of $100k. Moving plumbing around is always big bucks.
  9. L

    You are a Chinese immigrant, inherited a million dollars, just moved to Irvine

    USC - if you can pitch to a seed fund (Reservoir/S. Donald Sussman/etc) then go for it. Get your returns documented into colorful graphs and maybe start blogging on some financial sites. You need to be able to explain why your strategy works and how it would scale. A major problem for funds is...
  10. L

    You are a Chinese immigrant, inherited a million dollars, just moved to Irvine

    Indie - his risk tolerance is limited by his family situation. He may be willing to take extreme risks but he is a family man so his choices are more limited than a 25 year old with no attachments. One thing for him to consider is sending his wife back to work as well. With both kids about ready...
  11. L

    You are a Chinese immigrant, inherited a million dollars, just moved to Irvine

    My advice below is for entertainment purposes only Tax Free Muni 35% - PCIMX - Assume you get the annualized 3.60% return (tax free) "Safe" stock 35% - MO/T/POM/ED - About average yield of 4.5-5% after tax yield of 3.325%, but potential for Capital Gains Risky Allocation - 25% - Despite what...
  12. L

    Occupy Irvine

    Well it looks like Occupy Irvine has officially been removed as of last week. The new grass is growing in nicely and I no longer have to worry about hippie drum circles spreading all over.
  13. L

    Listings that pique my interest... feedback?

    Negatives - Corner lot where you will get cars passing by/headlights. Kind of at the "T" of Shadowplay and the Motorcourt so you may get more headlights from there. Will fall quickly in the zombie apocalypse. Lot is very small. Very minor thing as well is the fan above the master bedroom, I hate...
  14. L

    Do resales in Woodbridge have a legal disclosure about the plume?

    I like it, "Prior Agricultural Use" as a way to hide "Our soil could kill a cockroach"
  15. L

    [IHB] Irvine addresses served by Tustin and Santa Ana schools

    Multiplication was 3rd grade for me as well. Blows my mind how tough kids are being pushed these days. What about athletics? Play time? Instruments? Time to explore?
  16. L

    VIX

    So Italy's auction went off without a hitch but I got lucky on JP/downgrade concerns I swear if S&P/Fitch downgrade Euroland and ruin my weekend again I am going to hurt someone. Why can't they do these downgrades on a Monday?!?!
  17. L

    Online Savings Acct

    So far it seems OK, my initial $10 deposit went through with no issue. Will be transferring a bigger chunk money over to them this week so will let you know how long it takes to clear
  18. L

    Online Savings Acct

    I just signed up with Sallie Mae Bank (1% as well), so far they are OK. I used to park cash at SmartyPig (2 day money transfers), but they lowered their rate to 0.70% AND have a 50k limit
  19. L

    VIX

    Went for 30, was considering buying a few at 40 as a long-shot play but did not want to get silly.
  20. L

    VIX

    January has no theta left so I went with February/March. If the auction fails and riles the market I get a nice gain, if it succeeds I can close out the positions with not too much damage
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