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Graphrix, It is Friday....be happy...go get some sleep, I know you were up really early this morning.

Bkshopr, You crack me up....your comments is right on. Check out Seafood Cove on Westminster...always full. Every time we went out to a Chinese dinner, I make sure all the kids use the restroom at home before we leave...once you are there, there is no way I am letting the kids use the...

Graphrix, Can we elimniate the listing all together and do directly to the bank with REO property? Forget the listing agent and forget the buyer agent. I am kinda of a control freak and want to do thing my way, at my speed. I am sick of this dog and cat game with " make your best offer, we...

The listing agent keep asking if this is our best offer? Just short of telling us make the full listing price offer. I told my agent, they can take it or leave it. This is too much of a headache, and I am sure there are more houses will be listing soon. My agent told me....they are holding...

My agent submitted an offered to the listing agent. It is a REO. My agent called to confirmed they recieved the offer via fax, and it was confirmed. My agent go a call back from the listing agent asking is this the best offer? Since they have 4 other offers. Blah blah Blah....my questions is...

BK, One other thing that my brother brought up and it got us thinking too.... If we brought the place with 10% down...our mortgage with HOA comes to $2500 a month, not counting property tax. He questions us....will we be able to rent it out for that amount...and the answer is probably...

Ipo, Thanks for the info, and you are correct about using our realtor's inspector. We never intend to use our realtor's inspector, I will check out your reference. We are looking in Fountain Valley area. We are looking at around $ 240 for sq ft.

QuailHillRenter, Did you buy a house already? So, you can back out for no reason within the 17 days due diligence without losing your deposit? Is there anything else I should be aware of with the offer contract?

We want to make an offer on a house....I was told by my realtor, that once the offer is accepted, and we decided to back out for no reason...we can do it within 17 days without losing our deposit. Is this true? We have 17 days for due deligence without any cause to back out of the offer.

What is going on with the lending industry? According to my loan officer....if I buy any REO property, it is required a 15% down payment...is that true? Another loan officer told me I can finance with 10% down, and no PMI. No second loan either. I just want a old fashion loan 30 years...

mino 2126, I am seeing the price of home haven't drop that much in our area, but yet interest was 6.5%. I remember we brought our second home in 2000 with interest rate of 7.25%.

30 years fixed with zero point currently at 6.5% right now. Would mortgage interest continue to go up? What would happen when interest continue to go up, but house price is not dropping where it is affordable? And buyers continue to sit on the side line?

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I am Asian, and if the house price right, I don't care if it REO....now, if someone died in the house...then it is a different story. Got to draw the line somewhere. LOL. I don't think it is bad feng shui that these homeowners are in distressed. I think it is more of bad planning, some are...

I have never been to Hawaii, but from travel experiences when it comes to cost...it is much cheaper to go before the Memorial Weekend. After the holiday the price is consider summer rate for most airlines. So the best time to travel would be after Spring Break, before Memorial weekend, than...

Zurnundo, Where are you buying? 1998 price??? WOW.

I hear ya Purple.....all these house hunting is stressing us out...so we decided to sit on the side and wait until Summer or Fall to look again. In the meantime, we booked a trip to Jamaica and Hawaii in summer. Just tired of saving every single pennies, so we decided to splurge and forget about...

awgee, I saw the kitchen on HGTV where they have a pasta cooker next to the sink. That is awesome. For those of you that want a townhouse, are you concern with the rising HOA fee in the future once you brought the townhouse?

Jbatzmura, You are a meanie.

IR, You are exactly right....we wanted a house so bad that everything start to look good even in Santa Ana. LOL. Wait to buy- you are right, two years sound like an eternity. Thank you for all the encouragement. I guess we just sit and wait again.